mmarshall
03-11-07, 07:02 PM
Well, it's that time again. I help a lot of people shop for and get new ( and used ) vehicles...but this is a special one. A friend of mine...a dear lady who knows very little ( next to nothing ) about cars had her 32-year old VW Beetle ( yes, one of the old air-cooled ones) totalled the other day on the snow when somebody slid into her rear end and pushed the front into a bus. The bus company sent her a letter and said the bus was damaged, but that's a matter being handled by the police report ( which, of course, blamed the guy who rear-ended her ), her insurance, and that person's insurance. So that will not be a significant matter...she has no liability at all.
What DOES matter, of course, is that she's without a car now, for the first time in 32 years (she kept that Beetle a LONG time, with 100,000 original miles). Even aside from the accident damage, the car was not worth trying to repair...too much rust all underneath and in the body. So she was crying :cry: ...time to say good-bye to it. After all, it was like family to her.
Anyhow, not surprisingly, it was totalled and she settled for and accepted a check for it......not a huge amount, of course, for a totalled car that old ( that guy's insurance company may have lucked out there ).
So, obviously, it's time for some serious car-shopping. She knows next to nothing about cars, and just wants a dependable, well-made and well-backed economy car that, like the old Beetle, will be cheap, to buy and cheap to run. Of course, the days of rear air-cooled engine cars are gone, but there are several good, entry-level econoboxes available today. Used cars, of course, in general, cost less than new ones, but I think we ( maybe) can get her into a brand-new one for the same or slightly more money.....and IMO a new car is usually better than a used one.
I did some hunting on dealer web sites and found a couple of new 3-door Hyundai Accents in the color she wanted, with 4-speed automatic (she doesn't want a stick in this D.C-area traffic ), A/C, and stereo for no-haggle Internet prices in the low 12's. Even with tax, tag, and title, it will probably be 13K or less...just about as cheap as you will get an automatic, A/C car nowadays.
Unfortunately, she is very income-limited right now, having been unemployed a little while...but her boyfriend may be able to help out a little ( they have been together decades....they're not likely to break up anytime soon ), and the dealership told me ( I have dealt with them before ...they know me ) that they can go out as long as 6 years on the financing to keep the monthly payments down.
The Hyundai Accent and Kia Rio have become two of my strongly recommended cars for people who have very little to spend on a new car, for reasons which we have discussed at length here in CAR CHAT. In addition, the 5-year/60,000 mile bumper-to-bumper / roadside assistance and 10 year/100,000 mile drivetrain warranties are powerful selling points.....especially for her long-term peace-of mind ( she obviously keeps her cars a long time ). Hyundai's newest vehicles have become, in many ways, the equals or near-equals of Toyotas and Hondas in quality.....at a lower price. I think the Accent, at this dealership, is the ideal car for her. Having had an air-cooled car for over 30 years, she will need to learn about anti-freeze, radiators, thermostats, etc..... and the need to change anti-freeze every 15,000-30,000 miles.
The new Beetle, of course, would be attractive to her from a nostalgic point of view, but it is also water-cooled and FWD like the Accent, less reliable mechanically than an Accent, and costs more.....probably out of her price range. She really doesn't care much about her next car except that she can afford it, it's backed well, cheap to run, and has warranty protection. I think the 3-door Accent is the way to go, especially at this dealership with its heavily discounted, no-haggle Internet prices...and she hasn't bought a car since the 1970's, and has no idea how to bargain.
So, I'm going to meet with her and her boyfriend at the dealership next week....probably Tuesday. I've got a couple of cars for her....so I'll inspect them and test-drive them to insure no defects......and try to help them through the deal ( they will probably both be nervous..it's been a long time for them ). So wish us luck, guys....and keep your fingers crossed. I don't publicize every new car I look at for people or every time we go shopping, but this is a special case for a special person...under less-than-ideal circumstances. Maybe, with luck, we'll get her into a brand-new car.:)
What DOES matter, of course, is that she's without a car now, for the first time in 32 years (she kept that Beetle a LONG time, with 100,000 original miles). Even aside from the accident damage, the car was not worth trying to repair...too much rust all underneath and in the body. So she was crying :cry: ...time to say good-bye to it. After all, it was like family to her.
Anyhow, not surprisingly, it was totalled and she settled for and accepted a check for it......not a huge amount, of course, for a totalled car that old ( that guy's insurance company may have lucked out there ).
So, obviously, it's time for some serious car-shopping. She knows next to nothing about cars, and just wants a dependable, well-made and well-backed economy car that, like the old Beetle, will be cheap, to buy and cheap to run. Of course, the days of rear air-cooled engine cars are gone, but there are several good, entry-level econoboxes available today. Used cars, of course, in general, cost less than new ones, but I think we ( maybe) can get her into a brand-new one for the same or slightly more money.....and IMO a new car is usually better than a used one.
I did some hunting on dealer web sites and found a couple of new 3-door Hyundai Accents in the color she wanted, with 4-speed automatic (she doesn't want a stick in this D.C-area traffic ), A/C, and stereo for no-haggle Internet prices in the low 12's. Even with tax, tag, and title, it will probably be 13K or less...just about as cheap as you will get an automatic, A/C car nowadays.
Unfortunately, she is very income-limited right now, having been unemployed a little while...but her boyfriend may be able to help out a little ( they have been together decades....they're not likely to break up anytime soon ), and the dealership told me ( I have dealt with them before ...they know me ) that they can go out as long as 6 years on the financing to keep the monthly payments down.
The Hyundai Accent and Kia Rio have become two of my strongly recommended cars for people who have very little to spend on a new car, for reasons which we have discussed at length here in CAR CHAT. In addition, the 5-year/60,000 mile bumper-to-bumper / roadside assistance and 10 year/100,000 mile drivetrain warranties are powerful selling points.....especially for her long-term peace-of mind ( she obviously keeps her cars a long time ). Hyundai's newest vehicles have become, in many ways, the equals or near-equals of Toyotas and Hondas in quality.....at a lower price. I think the Accent, at this dealership, is the ideal car for her. Having had an air-cooled car for over 30 years, she will need to learn about anti-freeze, radiators, thermostats, etc..... and the need to change anti-freeze every 15,000-30,000 miles.
The new Beetle, of course, would be attractive to her from a nostalgic point of view, but it is also water-cooled and FWD like the Accent, less reliable mechanically than an Accent, and costs more.....probably out of her price range. She really doesn't care much about her next car except that she can afford it, it's backed well, cheap to run, and has warranty protection. I think the 3-door Accent is the way to go, especially at this dealership with its heavily discounted, no-haggle Internet prices...and she hasn't bought a car since the 1970's, and has no idea how to bargain.
So, I'm going to meet with her and her boyfriend at the dealership next week....probably Tuesday. I've got a couple of cars for her....so I'll inspect them and test-drive them to insure no defects......and try to help them through the deal ( they will probably both be nervous..it's been a long time for them ). So wish us luck, guys....and keep your fingers crossed. I don't publicize every new car I look at for people or every time we go shopping, but this is a special case for a special person...under less-than-ideal circumstances. Maybe, with luck, we'll get her into a brand-new car.:)