Faymester

In BC you can have half private insurance so I was just wondering, who has what? and do you like them? and is it actually cheeper?

scENFORCER

Can you? I thought you cant..?

SorrGwa

iTrader: (1)

your main auto insurance is thru icbc autoplan, but ur collision or whatever 3rd party thing can go thru other insurers. the one that comes to mind is canadian direct

sulfur

3 weeks ago when I picked up my 2IS, I went thru ICBC for everything EXCEPT for the new car replacement option. The agent says ICBC's is only for 3 years max, but for the same price the other one I got covered 5 years, and also refunds me $250 back each time I make ICBC $300 deductable claims, and gives me genuine Lexus replacement parts on claims (ICBC might use 3rd party).

Has anyone have good/bad experience with Cdn Direct? I haven't used them personally but just assumed ICBC will be less hassle to make/process claims?

Johnny

I always used private to cover the Collision damage portion of the policy in the past. Can't do that since I acquired the LS; only ICBC insures high end cars. However, the cost savings with private were quite significant (abt. $200); plus if you bank with Vancity CU, they will finance the insurance over the twelve month period interest-free.

Another nice thing about private insurance is you don't have to deal with Claim Centres. The agent works directly with your choice of body shop.

Stormforge

i went with family insurance. no problems whatsoever.

narfy

ur refering to multi-perils, sold thru all-west insurance... good package... i just dislike having to deal with it from the vendor's side... a lot more paperwork to do...

Jetfire

iTrader: (3)

hmmm i got the same thing from all-west, but i'm still curious if i can buy private for collision

sulfur

Thanks Narfy ya that's the one. Haven't had to use it & hopefully never will. But in theory that sounded pretty good which is why I went for it.

Jetfire I don't see why you can't, but to me I rather not deal with 3 different vendors if I have to file a claim. I suppose it boils down to how much u can save in premiums. I'm roadstar gold & my wife is roadstar, so I don't think the diff is worth the hassle to us.