What's the Maximum credit limit they will give you, % rate of intrest & can us Canuck's get one? lol

 

it depends on your credit history

 

18 and only 7500 credit line

is that good or bad

 

$7,500? that's not bad at all.

 

Just got mine today..pretty cool...a new lexus credit card to go with my new car...

Another 20,000 limit.....thank god i do not go crazy with these things...

I got the 12.75% lowest fee which i do think is still too high compared to some of my other cards...

 

Redemption not available at Hawaii dealerships.





Paradise sucks

 

I got the same APR rating and I have a 700+ fico score. It's a good novelty CC to flash when you pay for some things haha.

 

i guess it has little to do with it. my fico scorw is way above 700 mark but of all the cc approval i get a great variety in rates. though a lot of them are 0%.

 

Am I reading correctly that (with qualifying credit) the Signature card may offer a no-limit line of credit??

My parents want a new card (fed up with Citi) so I got them to agree to apply for this one. I think I'm gonna order a 3rd card with my name on it that I can carry around (prolly only be allowed to use at the Grocery store when my mom sends me out for things!). :-)

 

Yeah I guess the Signature card is the one to get if you wanna buy your next Lexus with a credit card.What bad experiences have your parents had with the Citi card? You do know that you get 5% cashback when you use it at grocery stores right? My experience with the Citi card has been problem-free so far.

 

Yep you're right. I have 1 0%(limited term obviously) and one low rate Platinum through my credit union which I regularly use.

 

well the problem is the dealership will put a cap on how much you can pay with cc

 

This card sucks IMO.

My GM card gives me 5% rebate on a GM vehicle for everything I buy, period. Unfortunately I don't want another GM vehicle anytime soon, but still. Makes this 1.5% back look very stingy on Lexus' part... especially when you know in this day and age they have a LOT more markup than anything coming from GM.

My American Express Blue Cash gives me a minimum of 1.5% cash back on all purchases. At many places it's 3% cash back, and if for some dumb reason I carry a balance one month, then I get an extra 2% cash back on all the items from that month.

All that plus a ton of membership rewards, a smart card, a 6.9% APR (not just intro), and a very high limit...

I mean realistically it's like they're not only giving me far more cash-back, but it's actually cash, so I can spend it on anything I want, not just a Lexus. Last year I got around 750 bucks back!

The only small advantage I saw for this card is it says you can get up to 50,000 points when buying a new lexus. So I suppose if you wanted to buy a lexus this time around, then you could get 500 dollars off the next Lexus you buy.

Not that exciting. "Buy one Lexus, get the second one for 500 dollars off!!!". ....

 

Got my application (months after I requested it). As Threxx says, I think there's better card deals out there, so the only reason to get this one is the bling Lexus logo on it (which looks really nice!).

 

I just got this card last week....my first CC ever...LoL....It does look nice though....goes well with what you drive, that's for sure...

I've got a 2 Grand limit....time to buy some HKS Coilovers...hahaha