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Old 06-08-08 | 12:49 AM
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Default motorcycle Insurance

I am wondering how much insurance would be for a motorcycle like a GSXR1000 for a 19 year old guy. driving record- 1 minor accident, no tickets or anything else.
Old 06-08-08 | 12:59 AM
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How long have you had a motorcycle license? If you don't have one now and you're a "new" rider, expect to pay about 20% of the cost of the bike for the first year.
Old 06-08-08 | 09:49 AM
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hope u are not a "new" rider considering a liter bike, especially being 19..

for my 600, i'm paying 120 for liabilities only..
Old 06-08-08 | 12:48 PM
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a 1000cc at that age (im 19 too) is just stupid, reguardless of experience..
Old 06-08-08 | 01:34 PM
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Originally Posted by Lextasy89
a 1000cc at that age (im 19 too) is just stupid, reguardless of experience..
+1. Don't get a liter bike at your age.


Anyway, state farm charges based on engine size rather than type of bike. Which is nice since you don't have to pay extra for a sports bike. They also charge you based on your driving record and how long you've had your vehicle license, not how long you've had your motorcycle license.
Old 06-08-08 | 06:15 PM
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try to put the motorcycle under your parents name and yourself under them. I did that with my 600, full coverage is about 50/month. As stated before, statefarm is your best bet at prices, but they do require you to insure another vehicle with them
Old 06-08-08 | 08:06 PM
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Originally Posted by Lextasy89
a 1000cc at that age (im 19 too) is just stupid, reguardless of experience..
Sorry, I have to disagree. If you've been riding bikes since you were 5 or 6 and hold a competition license, I'd say a liter bike would be no big deal for a 19 year old. If you've NEVER ridden and want a liter bike as a first ride, I completely agree. It will get out of hand far too easily. IMHO, Britain does it right with horsepower limits for new riders so you don't have a handful of 150+ hp at a quarter turn. It takes a few years to get use to what that kind of power will do (and it really is violent if you are caught off guard).
Old 06-08-08 | 08:50 PM
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Premium will be into thousands.

Liability 500 and up
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