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extended warranty companies...need facts about these, not opinions

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Old 04-07-10, 10:55 AM
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bagwell
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Default extended warranty companies...need facts about these, not opinions

considering a used car that I might need to by an extended warranty for and found this list of the top 10 (supposedly). Yes I know some people think they are a waste of money....but if I can get 7/100K coverage for $1000 like I can for a Toyota, it might be worth it to me.

...so please chime in with your experiences not opinions with extended warranties. thanks in advance.

also -- I plan to check bbb.org before I would proceed.



Automotive extended warranties should be a very important part of one's budget. After the vehicle's initial warranty expires it would be wise to extend it because unexpected breakdowns can be devastating for one's finances. A warranty is collateral that is offered by the manufacturer or another insurance provider. This means that if the product or service fails you are entitled to have it repaired or replaced. Let's look at some of the top providers for automotive extended warranties.

1. Mogi

Mogi is a very recent entrant into the market of insurance. With their technological advances in terms of web based protection and support, Mogi has become the convenient and reliable choice of many consumers. Mogi offers several coverage plans for new and used vehicles. Each plan is tailored to the specific needs of the customer at the lowest rates possible.

2. Warranty Direct

Warranty Direct is very popular due to its wide array of coverage plans at reasonable prices. With more of a track record than Mogi, Warranty Direct has been in the business for 30 years. In terms of reliability you will find no better automotive extended warranty among the other companies. Warranty Direct is one of the largest warranty companies in North America making it very appealing to buyers looking for a safe and reliable purchase.

3. CARCHEX

Another well-known name; CARCHEX provides several automotive extended warranties. Plans for new and used vehicles add to the diversity of this company.

4. Stop Repair Bills

Stop Repair Bills will cover almost any vehicle. Most of their customers have vehicles over 12 years old. This company's boldness has earned it a household name for good reason.

5. U.S. Fidelis

U.S. Fidelis is one of the largest automotive extended warranty companies in the United States. U.S. Fidelis offers many economic plans for new vehicles. This provider is a wise choice for those looking for an established company.

6. U.S. Direct

U.S. Direct is another exclusive provider in the United States. This automotive extended warranty company boasts a solid track record and excellent customer service.

7. Fidelity Automotive

Fidelity provides extended warranties to both new and used cars. To go along with their coverage, Fidelity also offers excellent customer service with roadside assistance and repair.

8. Auto Protection

Auto Protection is smaller than the other providers; to compensate for this Auto Protection offers excellent customer service and makes their policies very clear.

9. Endurance Protection

Another small automotive extended warranty provider; Endurance Protection offers several incentives such as instant savings and roadside assistance.

10. Auto Service Warranty

Auto Service Warranty provides used and new automobile coverage. Automotive extended warranties are provided at very economical pricing.

add on --> 11. ruote66 https://www.route66warranty.com/asp/index.asp

Last edited by bagwell; 04-07-10 at 11:53 AM.
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Old 04-07-10, 11:00 AM
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I would stay away unless it is from the actual car company that you are buying the car from.

My dad got hosed a few years back with an aftermarket company, more recently Toyota ECP covered his waterpump which was discovered defective during a timing belt change.
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Old 04-07-10, 12:20 PM
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U.S. Fidelis, someone who worked for a Nissan dealer and in dealership for 7 years was selling a U.S. Fidelis extended warranty, for the 6th Gen Maxima, primarily for the transmissions, several people got them and put in claims and things worked out fine.

The guy who was selling them said it was among one of the top After Market Warranty Companies, that dealers like to deal with
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Old 04-07-10, 01:01 PM
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bagwell
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Originally Posted by <VENOM>
U.S. Fidelis, someone who worked for a Nissan dealer and in dealership for 7 years was selling a U.S. Fidelis extended warranty, for the 6th Gen Maxima, primarily for the transmissions, several people got them and put in claims and things worked out fine.

The guy who was selling them said it was among one of the top After Market Warranty Companies, that dealers like to deal with
good info, thanks.

EDIT:


Latest News

*
US Fidelis, Inc. Files Chapter 11 Bankruptcy

US Fidelis, Inc. announced today, March 1, 2010 that it filed a voluntary petition for relief under Chapter 11, Title 11 of the United States Code in the United States Bankruptcy Court for the Eastern District of Missouri.
*
Notice to Customers

Usfidelis discontinued selling vehicle service contracts or other products in December 2009. Customers who purchased a vehicle service contract can rest assured that their claims are still being adjudicated and paid by the top rated providers USfidelis represents. USfidelis continues to provide customer service to those who call 1-800-649-1856.

Last edited by bagwell; 04-07-10 at 01:44 PM.
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Old 04-07-10, 03:16 PM
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need facts about these, not opinions
considering a used car that I might need to by an extended warranty for
If you are looking at a used car, before you buy an aftermarket policy out of your own pocket, check first to see if the manufacturer has any extended warranties of their own on the car or individual parts. Subaru, for example, covers some 2.5L non-turbo motors and rear-wheel bearings with longer-than-standard warranties, and Nissan has extended the factory warranties on some of their CVTs. Used hybrids (when you can find them) often have some parts on them that are Federally-mandated to be warrantied for 8 to 15 years. That is fact, not opinion.
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Old 04-07-10, 04:44 PM
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I hope some of CL members have actual experiences with some of the companies mentioned.

Last edited by IS-SV; 04-07-10 at 05:16 PM.
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