Insurance company defends policy holder's killer to avoid payout
08-22-12, 03:31 AM
#17
The laws says, they don't have to pay out, if the driver is deemed responsible. The police report puts the blame on the deceased. Progressive has no incentive to pay out the claim when state law says, if you are 1% at fault, they don't have to pay the claim.
At the end of the day, it's normal insurance bs for a major claim. They take your money but when it is time to payout, they will drag it out as long as possible. It's been settled now so much ado about nothing.
No, I don't work for Progressive nor do I have a policy with them.
I doubt all insurance companies are the same just like not all car manufacturers have same warranty policies and how not all dealers treat you the same.
08-22-12, 06:52 AM
#18
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Heh... people screw and fraud insurance all the time. Here in NYC, if you get into an accident, you can walk into ANY bodyshop and they will recommend you to a medical office that will give you cash right away (usually $1500-$2500) to go there for physical therapy so they can bill your insurance for it. Probably tens of thousands. I know tons of people that would have a minor accident, and go for the therapy without having any injuries - just to receive the cash. There are even plenty of fraud cases, where people have staged accidents and then go for therapy. Not to mention that there are plenty of ambulance chasing lawyers that are happy to take your case and sue insurance companies for BS injuries plus pain and suffering.
People screw insurance companies constantly, out of billions of dollars. Why the hell should insurance companies be any different?
The society in the USA is rotten, and this is all its capable to produce.
People screw insurance companies constantly, out of billions of dollars. Why the hell should insurance companies be any different?
The society in the USA is rotten, and this is all its capable to produce.
Bottom line is each claim is different and a young woman died. Pay the money and move on. They have made it 1000 times worse by simply not paying what they owe. I'm sure they do this to 100s of people each year they just got caught this time by someone that would take a stand.
08-22-12, 06:58 AM
#19
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I find in interesting that most of the people who posted here believe something from the British press and the losing attorney. If fact, Progressive did not pay to defend the defendent's case. Also missing in the "factual" statements from the deceased brother is that at least one of the people in her car testified that she ran the red light, not the SUV driver. It is so easy to trash a company on a forum like this without all the information. No, I don't work for Progressive. In fact, I don't even have Progressive insurance. I just think there should be some degree of fairness and interest in the facts.
Steve
Steve
08-22-12, 07:24 AM
#20
This has NOTHING to do with this case. What are you suggesting this is payback? Bottom line is each claim is different and a young woman died. Pay the money and move on. They have made it 1000 times worse by simply not paying what they owe. I'm sure they do this to 100s of people each year they just got caught this time by someone that would take a stand.
Bottom line is each claim is different and a young woman died. Pay the money and move on. They have made it 1000 times worse by simply not paying what they owe. I'm sure they do this to 100s of people each year they just got caught this time by someone that would take a stand.
08-22-12, 07:42 AM
#21
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08-22-12, 08:19 AM
#22
Lexus Fanatic
Originally Posted by Och;7437368
Heh... people screw and fraud insurance all the time.
I know tons of people that would have a minor accident, and go for the therapy without having any injuries - just to receive the cash. There are even plenty of fraud cases, where people have staged accidents and then go for therapy. Not to mention that there are plenty of ambulance chasing lawyers that are happy to take your case and sue insurance companies for BS injuries plus pain and suffering.
People screw insurance companies constantly, out of billions of dollars. Why the hell should insurance companies be any different?
I know tons of people that would have a minor accident, and go for the therapy without having any injuries - just to receive the cash. There are even plenty of fraud cases, where people have staged accidents and then go for therapy. Not to mention that there are plenty of ambulance chasing lawyers that are happy to take your case and sue insurance companies for BS injuries plus pain and suffering.
People screw insurance companies constantly, out of billions of dollars. Why the hell should insurance companies be any different?
08-22-12, 09:11 AM
#23
Lexus Test Driver
The legal system and how sue happy America is why things like this happen. Insurance companies do have to pay out to so many fraudulent cases that they have to try and save profits at some point. Thats the whole game insurance companies try to get as much possible money from its consumers and pay out as little. Now it just seems by any means necessary.
Is it right, IMO no. But thats probably because Im a little more honest than a few.
08-22-12, 09:20 AM
#24
Lexus Test Driver
I didn't read in the blog/article if the family went after the other driver with the same passion criminally. Or did the DA not persue any criminal charges. If the family did not and only was interested in the money? Im not sure but I would hope this not be the case.
Or it is possible the other driver was remorseful and the family accepted that and then Progressive become the evil one for them.
Or it is possible the other driver was remorseful and the family accepted that and then Progressive become the evil one for them.
08-22-12, 09:26 AM
#25
I didn't read in the blog/article if the family went after the other driver with the same passion criminally. Or did the DA not persue any criminal charges. If the family did not and only was interested in the money? Im not sure but I would hope this not be the case.
Or it is possible the other driver was remorseful and the family accepted that and then Progressive become the evil one for them.
Or it is possible the other driver was remorseful and the family accepted that and then Progressive become the evil one for them.
08-22-12, 09:40 AM
#26
Lexus Test Driver
Heh... people screw and fraud insurance all the time. Here in NYC, if you get into an accident, you can walk into ANY bodyshop and they will recommend you to a medical office that will give you cash right away (usually $1500-$2500) to go there for physical therapy so they can bill your insurance for it. Probably tens of thousands. I know tons of people that would have a minor accident, and go for the therapy without having any injuries - just to receive the cash. There are even plenty of fraud cases, where people have staged accidents and then go for therapy. Not to mention that there are plenty of ambulance chasing lawyers that are happy to take your case and sue insurance companies for BS injuries plus pain and suffering.
People screw insurance companies constantly, out of billions of dollars. Why the hell should insurance companies be any different?
The society in the USA is rotten, and this is all its capable to produce.
People screw insurance companies constantly, out of billions of dollars. Why the hell should insurance companies be any different?
The society in the USA is rotten, and this is all its capable to produce.
08-22-12, 09:47 AM
#27
For once, you are kinda right. Even though your so anti-america I almost tune you out.
The legal system and how sue happy America is why things like this happen. Insurance companies do have to pay out to so many fraudulent cases that they have to try and save profits at some point. Thats the whole game insurance companies try to get as much possible money from its consumers and pay out as little. Now it just seems by any means necessary.
Is it right, IMO no. But thats probably because Im a little more honest than a few.
The legal system and how sue happy America is why things like this happen. Insurance companies do have to pay out to so many fraudulent cases that they have to try and save profits at some point. Thats the whole game insurance companies try to get as much possible money from its consumers and pay out as little. Now it just seems by any means necessary.
Is it right, IMO no. But thats probably because Im a little more honest than a few.
08-22-12, 09:52 AM
#29
Lexus Fanatic
Originally Posted by Och
People screw insurance companies constantly, out of billions of dollars. Why the hell should insurance companies be any different?
Of course, (and back on the original-topic) that's not necessarily a reason for insurance companies to try and evade legal and legitimate payouts. But, as some posters have noted, though I'm admittedly not a lawyer and don't know all the details, the law in Maryland makes does this an interesting case.
Last edited by mmarshall; 08-22-12 at 10:01 AM.
08-22-12, 10:07 AM
#30
Just wait till you get a little older, gain some life experience, gain some hands on experience with various aspects of our society - including various insurances, legal system, medical system, banking, taxes, various bureaucracies, corporate culture, etc. We live in a dog eat dog society, where only the most ruthless and corrupt make it, and honest people are left to pick up left overs.