Insurance company defends policy holder's killer to avoid payout
#31
Lexus Fanatic
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
Well, as I see it, she didn't have anything to do with this case. She's just an actress that gets paid to put on a white suit and some make-up for those silly commercials....not one of Progressive's legal team or someone who would actually represent the company in court. And, besides, even though she talks and acts a little quirky in the commercials, IMO she's cute.
Here, BTW, is what she looks like without make-up:
Here, BTW, is what she looks like without make-up:
![](https://a0.twimg.com/profile_images/1107322742/ste3ph.jpg)
#32
Lexus Champion
iTrader: (3)
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
Of course, (and back on the original-topic) that's not necessarily a reason for insurance companies to try and evade legal and legitimate payouts. But, as some posters have noted, though I'm admittedly not a lawyer and don't know all the details, the law in Maryland makes does this an interesting case.
#33
Lexus Fanatic
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
The whole business model of any insurance is to maximize income, and minimize payouts. If they want to stay in business, they need to protect their business model by all means possible, no matter how unethical these means can be. Otherwise they are going to be crushed by claims and go bankrupt.
#34
Lexus Fanatic
iTrader: (1)
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
Many of you need to read the NY Times link and understand how insurance policies work and respond in the event of claim. If you have the exact same policy NO MATTER THE INSURANCE COMPANY, then your company is likely to respond in similar fashion.
(Caps aren't meant to yell, but to highlight the point)
(Caps aren't meant to yell, but to highlight the point)
#36
Lexus Fanatic
iTrader: (20)
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
insurance companies are casinos with sales people and without chips.
bunch of mathematicians, lawyers, and marketing. they're not going to pay out if they don't have to. if you want better insurance, actually read your policy (most don't) and make sure you have the coverage you want. caveat emptor.
![Stick Out Tongue](https://www.clublexus.com/forums/images/smilies/tongue.gif)
#37
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
Wha...actually read that fine print that they have calculated to cause eye strain? And thus allowing them to fleece policy owners over for the exclusions buried among the legal wording. ![Stick Out Tongue](https://www.clublexus.com/forums/images/smilies/tongue.gif)
![Big Grin](https://www.clublexus.com/forums/images/smilies/biggrin.gif)
Agreed many and even myself, I am not as thorough as could be when reading documents that will contain my signature.![Egads!](https://www.clublexus.com/forums/images/smilies/pat.gif)
![Stick Out Tongue](https://www.clublexus.com/forums/images/smilies/tongue.gif)
![Big Grin](https://www.clublexus.com/forums/images/smilies/biggrin.gif)
Agreed many and even myself, I am not as thorough as could be when reading documents that will contain my signature.
![Egads!](https://www.clublexus.com/forums/images/smilies/pat.gif)
![Thumb Down](https://www.clublexus.com/forums/images/smilies/thumbsdown.gif)
#38
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
Progressive has become Aggressive.......... I hope this new get to spread to everyone so they can stay always from progressive.
I hope people will understand that: Ad on TV are not trust worthy
I hope people will understand that: Ad on TV are not trust worthy
#41
Lexus Fanatic
iTrader: (1)
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
insurance companies are casinos with sales people and without chips.
bunch of mathematicians, lawyers, and marketing. they're not going to pay out if they don't have to. if you want better insurance, actually read your policy (most don't) and make sure you have the coverage you want. caveat emptor.
![Stick Out Tongue](https://www.clublexus.com/forums/images/smilies/tongue.gif)
#42
Lexus Test Driver
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
Exactly... And if you don't like the language, have it stricken from your policy to something you desire and then pay the additional premium that comes with it. Policy is a contract that people never bother to read and then the insurance company is 'evil' for giving you what you pay for.
![Boxing](https://www.clublexus.com/forums/images/smilies/boxing_smiley.gif)
Sidenote: I am cheap and don't want to have to hire a lawyer to look over all my documents.
Last edited by xsh0tya; 08-23-12 at 09:49 AM. Reason: Sidenote
#43
Lexus Fanatic
iTrader: (20)
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
again, caveat emptor. and i'm absolutely not opposed to regulations in industries like casinos, insurance, and financial services because there's so much opportunity for abuse and fraud.
#44
Lexus Fanatic
iTrader: (1)
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
If you pay for bumper to bumper protection, but then they have some clause in your 20(just picked a random number) page contract. That most who aren't lawyers won't completely understand. I don't view that as playing fair. If I pay for to be covered for everything, including comets and I get hit by a meteor and they refuse my claim, Im going to be PISSED!![Boxing](https://www.clublexus.com/forums/images/smilies/boxing_smiley.gif)
Sidenote: I am cheap and don't want to have to hire a lawyer to look over all my documents.
![Boxing](https://www.clublexus.com/forums/images/smilies/boxing_smiley.gif)
Sidenote: I am cheap and don't want to have to hire a lawyer to look over all my documents.
#45
Lexus Fanatic
![Default](https://www.clublexus.com/forums/images/icons/icon1.gif)
The whole business model of any insurance is to maximize income, and minimize payouts. If they want to stay in business, they need to protect their business model by all means possible, no matter how unethical these means can be. Otherwise they are going to be crushed by claims and go bankrupt.
Thread
Thread Starter
Forum
Replies
Last Post