10 states with the most expensive auto insurance
#1
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http://www.ibamag.com/news/10-states...015-22160.aspx
Researchers with Insure.com conducted the study by compiling rates from six large insurance carriers in 10 ZIP codes in every state. The rates were for a full-coverage policy for a 40-year-old man with a clean driving record and good credit. Vehicles included the 20 best-selling vehicles in the US, which represent roughly 40% of all vehicles sold. The models were rated on their “cheapest-to-insure trim level.”
The 10 states with the highest car insurance rates include:
Michigan: $2,476![EEK!](https://www.clublexus.com/forums/images/smilies/eek1.gif)
Montana: $1,886
Washington, D.C.: $1,799
Louisiana: $1,774
Florida: $1,742
West Virginia: $1,716
Connecticut: $1,690
Rhode Island: $1,656
California: $1,643
New Jersey: $1,59
Researchers with Insure.com conducted the study by compiling rates from six large insurance carriers in 10 ZIP codes in every state. The rates were for a full-coverage policy for a 40-year-old man with a clean driving record and good credit. Vehicles included the 20 best-selling vehicles in the US, which represent roughly 40% of all vehicles sold. The models were rated on their “cheapest-to-insure trim level.”
The 10 states with the highest car insurance rates include:
Michigan: $2,476
![EEK!](https://www.clublexus.com/forums/images/smilies/eek1.gif)
Montana: $1,886
Washington, D.C.: $1,799
Louisiana: $1,774
Florida: $1,742
West Virginia: $1,716
Connecticut: $1,690
Rhode Island: $1,656
California: $1,643
New Jersey: $1,59
#3
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Some of these states are not surprising. Louisiana gets a lot of vehicle flood damage from storms. Montana, for its low population and wide open spaces, has a high (per capita) accident and fatality rate because of the high speeds on its highways. D.C. has miserable road surfaces, idiot drivers, the second-worst traffic level in the country, and a a very high crime rate. Michigan also has miserable road surfaces causing vehicle damage, brutal winters that cause a lot of accidents on snow/ice, and Detroit's crime rate. Florida has a lot of 80 and 90-year-olds that keep confusing the accelerator and brake pedals. And California....well, EVERYTHING is expensive in that state.
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