Where there any stores/camera's that could have picked up the accident, any witnesses? I would complain more to the insurance company and see if you can get a goodwill 1st time if you have no collision coverage of if they could maybe pay half, try going over the policies further and look online for similar cases, maybe contact a lawyer. If not I would just part it out, see what you can get for it and then get another car over paying thousands to fix that. Get a dirt cheap beater until you can afford to get the car you want.

 

Insurance companies don't pay for your repairs that aren't covered under your policy out of "good will".

 

"goodwill". Insurance companies are not in the business to lose money

 

Yes but if you have been a paying customer with the company for a while and have made no claims sometimes they will work with you. I do know of some occasions where people have had the insurance company take care of them because they were with the company for a while, had no at fault claims, accident was not their fault but payment/full payment was denied for some reason and they made the argument they were loyal customers and may choose another company considering how much they have paid them and how they never made claims using them. It likley won't work but it could be worth a try.

 

How the hell did your airbags not deploy with that damage?

 

I'd start with some duct tape