Best Auto Insurance Companies
10-01-20, 06:27 PM
#91
As a personal injury attorney I suspect I look at insurance companies with a different mind's eye to that of the average consumer or maybe to those that contributed with their votes which led to the rankings listed in the OP.
I get it that generally speaking people want to pay as little as possible. I also get it that generally speaking some people want to like and have a good relationship with their agents. I've learned over the course of more than 30 years in my trade that the most important differentiating factor with insurance companies is how the insurance company handles claims.
I get it that generally speaking people want to pay as little as possible. I also get it that generally speaking some people want to like and have a good relationship with their agents. I've learned over the course of more than 30 years in my trade that the most important differentiating factor with insurance companies is how the insurance company handles claims.
I do have a little push back, re your comment most people want to pay as little as possible. I think anyone who owns a Lexus is already a step above most people, and furthermore they are quite savvy to the basic premise, You get what you pay for. (And if they are on this site, double ditto on both comments). There are some things where I will gladly pay a premium price, knowing I am getting great service, and good value. Other things, I am a bit wary.
When it comes to insurance, I want good coverage, and I want great service when I need it. The sad thing, how do I know how well my claim is going to get handled BEFORE I sign? I think I am smart enough to see through the TV commercials, or am I?
Last edited by designdude; 10-01-20 at 06:29 PM. Reason: correct spelling
10-01-20, 07:00 PM
#92
I agree with your comments. Especially about the differentiation in how insurance companies handle claims.
I do have a little push back, re your comment most people want to pay as little as possible. I think anyone who owns a Lexus is already a step above most people, and furthermore they are quite savvy to the basic premise, You get what you pay for. (And if they are on this site, double ditto on both comments). There are some things where I will gladly pay a premium price, knowing I am getting great service, and good value. Other things, I am a bit wary.
When it comes to insurance, I want good coverage, and I want great service when I need it. The sad thing, how do I know how well my claim is going to get handled BEFORE I sign? I think I am smart enough to see through the TV commercials, or am I?
I do have a little push back, re your comment most people want to pay as little as possible. I think anyone who owns a Lexus is already a step above most people, and furthermore they are quite savvy to the basic premise, You get what you pay for. (And if they are on this site, double ditto on both comments). There are some things where I will gladly pay a premium price, knowing I am getting great service, and good value. Other things, I am a bit wary.
When it comes to insurance, I want good coverage, and I want great service when I need it. The sad thing, how do I know how well my claim is going to get handled BEFORE I sign? I think I am smart enough to see through the TV commercials, or am I?
Last edited by Astrokat; 10-01-20 at 07:04 PM.
08-25-22, 04:53 AM
#93
1st Gear
Join Date: Aug 2022
Location: California
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Thank you so much for the detailed review of car insurance companies. I am looking for a good insurance company to insure my car, house, and possibly life, as I see many insurance companies are engaged only in separate areas. I've just read an article about life insurance on https://www.lifeinsuranceblog.net/5-...e-policy-cost/ and thought, why don't I insure my life? Even though I lead a healthy lifestyle, something might happen to me. If that happens, my family should get a lot of money.
Last edited by Ibetyouloo; 08-30-22 at 03:49 AM.
08-25-22, 05:22 AM
#94
Lead Lap
My X7’s insurance just went up $375 a year. Wasn’t too happy about that so I checked USAA for both of my cars and I was shocked that it was higher for both cars. I may have to shop around to other insurance companies to see if I can get it lower. Maybe it’s like everything else going up, inflation.
08-25-22, 05:35 AM
#95
Lexus Fanatic
Thread Starter
My X7’s insurance just went up $375 a year. Wasn’t too happy about that so I checked USAA for both of my cars and I was shocked that it was higher for both cars. I may have to shop around to other insurance companies to see if I can get it lower. Maybe it’s like everything else going up, inflation.
08-25-22, 11:00 AM
#96
Lead Lap
Definitely apples to apples with coverage and even chose a higher deductible and it was still higher. My X7 is about $1,500 a year and I just looked and my Plaid now increased almost $400 a year to $2,400 a year. Wow, definitely going to shop around.
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