A8l w12 ceja 6.3
02-09-23 | 12:01 PM
#182
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Joined: Oct 2019
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From: Ohio
The leather is excellent and is a custom process developed solely for the D4 to ensure the air adjusted setting and massage never wore out the seats. It doesn't get loose or worn at even 200k from what I have seen on high mile D4s
02-09-23 | 01:41 PM
#183
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Joined: May 2012
Posts: 58,353
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From: Maryland
I understand what you're saying, but again, it's not like I have a bunch of reckless driving tickets and accident claims where I totaled the other party's car and put the other driver in the hospital for a month. These are all very petty and small claims in the grand scheme of things. If they do drop me I'll let everyone know.
Water claim you mean like leaving a bathtub on and it coming through the ceiling?
We just think differently, there is no way I'm paying 5 grand out of one of our bank accounts when I pay insurance for that very reason. $500 deductible, big deal.
Y'all will be the first to know if they drop me.
Water claim you mean like leaving a bathtub on and it coming through the ceiling?
We just think differently, there is no way I'm paying 5 grand out of one of our bank accounts when I pay insurance for that very reason. $500 deductible, big deal.
Y'all will be the first to know if they drop me.
Water claims, leaks, water in a basement from rain, burst pipes, etc.
https://www.kalfusnachman.com/blog/2...ar-insurance-/
Two at-fault claims caused by the same person within three years can be grounds for non-renewal by many of the top-tier insurance carriers.
How Many Car Insurance Claims are Too Many?
Car insurance companies do not like it when you file a claim, even if it is clear that you were not at-fault for your accident. Although there is no limit to how many car insurance claims you can file per year, you will find that most car insurance companies will notify you that your policy could be dropped soon if you file two claims within two years. Once you file a third claim, there is a chance that the insurer will drop you.As unexpected as it might be, car insurance companies can drop you as they see fit. Typically, an insurer will send a dropped policyholder notification that their policy will be terminated early at the end of the next month. Any fees paid to the insurance company ahead of time will be refunded to the policyholder.
f you file several claims during a short time, an insurer can increase your rate or may choose not to renew your car insurance policy when you reach the end of your term. Apart from discriminatory factors like race, gender, or disability, insurance companies can legally decide not to renew your policy for any reason they see fit .Filing multiple insurance claims cause the insurance company not to renew the policy. Even if you switch to a new auto insurer, your rate will likely increase because your new insurer may view you as a higher risk for an accident.
The good news is that your carrier won't just cancel your policy outright if you file multiple claims. The bad news is that more than one claim may cause your insurer to raise your rates or decide not to renew your policy at the end of your term.
- Too many claims: Your carrier may decide to drop you simply because you file too many claims, no matter how severe the claims are, or who is at fault. The simple truth is that insurers are in it to make money. If they have to pay out more to you than they are bringing in from your premiums, they much prefer to drop you from their rolls.
Many insurers will choose not to renew a policy if there are three or more claims are filed within a span of three years.6 And, of course, the fewer the claims, the better.
I need input on shifters, I am extremely torn since on one hand the piano black option matches the center insert and as much as I hate it makes sense being there.
However the wood option is wood and I love how wood looks, my only hesitation is that it looks somewhat out of place.
Option 3 is just keep the leather one since the shifter also acts as the armrest.....
Thoughts?
Last edited by SW17LS; 02-09-23 at 02:03 PM.
02-09-23 | 03:57 PM
#184
Lexus Champion
Joined: Jan 2012
Posts: 13,077
Likes: 245
From: Knoxville, TN
Post all you want (thanks, I can google too), my insurance isn't gonna drop me. You're gonna end up wrong. If it does I'll let everyone know so you can get your satisfaction. I have no problems on here admitting when I'm wrong.
Again, there's a big difference in Safeco paying out a body shop a couple of grand because my dumb azz backed into a dock pole, as opposed to my hitting a car of 4 totaling both cars after driving recklessly and putting all 5 of us in the hospital including me.
Yeah I might be a risk, but an airhead risk for petty, stupid "driveway" claims. Again, life happens. And sometimes lots of BS at once.
Again, there's a big difference in Safeco paying out a body shop a couple of grand because my dumb azz backed into a dock pole, as opposed to my hitting a car of 4 totaling both cars after driving recklessly and putting all 5 of us in the hospital including me.
Yeah I might be a risk, but an airhead risk for petty, stupid "driveway" claims. Again, life happens. And sometimes lots of BS at once.
02-09-23 | 04:02 PM
#185
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Joined: May 2012
Posts: 58,353
Likes: 2,790
From: Maryland
I'm just trying to help you out, I'm not looking for "satisfaction" I don't care if your insurance drops you or not. I've just seen it happen over and over and the stuff you're saying about dollar value of claims I absolutely know to be untrue. Why does it always have to be about proving someone wrong? We all know more about certain things than others...why can't we ever just benefit from knowledge and experience that some of us have? 
Last edited by SW17LS; 02-09-23 at 04:05 PM.
02-09-23 | 04:03 PM
#186
Lexus Champion
Joined: Jan 2012
Posts: 13,077
Likes: 245
From: Knoxville, TN
02-09-23 | 04:06 PM
#187
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Joined: May 2012
Posts: 58,353
Likes: 2,790
From: Maryland
02-09-23 | 04:10 PM
#188
Lexus Champion
Joined: Jan 2012
Posts: 13,077
Likes: 245
From: Knoxville, TN
I really think with all due respect to your career you are still leaving out or ignoring my valid point. Huge difference in me being a dumb-azz in my driveway with a claim and causing some accident worth $200k in damages all in, because I was driving 85 mph in a 50 and weaving.
02-09-23 | 04:15 PM
#189
Lexus Champion
Joined: Jan 2012
Posts: 13,077
Likes: 245
From: Knoxville, TN
It's not about proving you or anyone wrong, I'm just saying whatever happens I'll report it. My insurance of 12 years or so ain't gonna drop me over 5 grand paid out in claims.
I hope I don't have to file another one (I'm not saying it's great to have 50 insurance claims, as I've said I understand where you're coming from) and that the audio system is just a fuse but if I do, oh well. That's what insurance is for.
And actually AAA did that, not me... just for the record. I reported that as well.
I hope I don't have to file another one (I'm not saying it's great to have 50 insurance claims, as I've said I understand where you're coming from) and that the audio system is just a fuse but if I do, oh well. That's what insurance is for.
And actually AAA did that, not me... just for the record. I reported that as well.
02-09-23 | 04:21 PM
#190
Lexus Fanatic
Joined: May 2012
Posts: 58,353
Likes: 2,790
From: Maryland
I really think with all due respect to your career you are still leaving out or ignoring my valid point. Huge difference in me being a dumb-azz in my driveway with a claim and causing some accident worth $200k in damages all in, because I was driving 85 mph in a 50 and weaving.
Insurance is to protect you from major loss, loss you can't shoulder on your own...its not supposed to be for dealing with every little thing that happens to your property.
02-09-23 | 06:19 PM
#195
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Joined: Oct 2019
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From: Ohio
It's kinda crazy how little options we get here relative to what is out there, I'm trying to import a 1997 D2 V8 TDI since it was never offered here and I find it fascinating...