5gears-IS

iTrader: (5)

If you have money just sitting in your Checking account, let it grow here.

If you are afraid interest rates may fall, it might be a good time to lock down with a CD.

Savings Accounts ( Can Pull Out Money Anytime )
- HSBC - 3.50% APY ( no minimum )
- FNBO Direct - 3.50% ( no minimum )
- OneUnited - 3.26% APY ( min of $1000 )
- WT Direct - 3.26% ( min of $10000 )
- WaMu - 3.25% ( no minimum )
- Savings Square - 3.05% ( no minimum )
- E-Loan - 3.01% APY ( no minimum )
- ING Direct - 3.0% APY ( no minimum )
- Umbrella Bank - 2.75~3.25% APY ( min of $100 )
- Emigrant Direct - 2.75% APY ( no minimum )
- Citibank e-Savings - 2.65% APY ( no minimum )
- Bank of America - 0.20% ( don't consider )

Certificate of Deposit CD - ( Have to Keep Money In For A Certain Period, but you don't have to worry about rate changing )
If you don't mind keeping your money in the bank for a certain time, CD (Certificate of Deposit) would give you a slightly better rate.
- 3 Months - Imperial Capital 3.40% APY ( min of $2000 )
- 3 Months - Nexity 3.36% APY ( min of $1000 )
- 6 Months - Ascencia 3.71% APY ( min of $500 )
- 6 Months - GMAC 3.65% APY ( min of $500 )
- 7 Months - BofA 4.11% ( min of $5000 )
- 8 Months - WaMu 4.25% APY ( min of $1000 )
- 9 Months - Indymac 4.05% APY ( min of $5000 )
- 9 Months - Imperial Capital 4.00% ( min of $2000 )
- 1.0 Year - Wachovia 4.25% ( min of $5000 )
- 1.0 Year - WaMu 4.25% APY ( min of $1000 )
- 1.5 Years - UmbrellaBank 4.25% APY ( min of $1000 )
- 1.5 Years - AmTrust Direct 4.25% APY ( min of $1000 )
- 2.0 Years - Discover 4.35% APY ( min $2500 )
- 2.0 Years - ELoan 4.31% APY ( min of $10000 )
- 2.0 Years - UmbrellaBank 4.3% ( min of $1000 )
- 2.0 Years - OnBank 4.3% ( min of $500 )
- 3.0 Years - OnBank 4.7% ( min of $500 )
- 3.0 Years - Discover 4.61% APY ( min $2500 )
- 3.0 Years - ELoan 4.55% APY ( min of $10000 )
- 4.0 Years - OnBank 4.90% APY ( min of $500 )
- 4.0 Years - Discover 4.81% APY ( min $2500 )
- 4.0 Years - ELoan 4.80% APY ( min of $10000 )
- 5.0 Years - OnBank 5.15% APY ( min of $500 )
- 5.0 Years - Discover 5.12% APY ( min $2500 )
- 5.0 Years - ELoan 5.01% APY ( min of $10000 )
- 6.0 Years - ELoan 5.10% APY ( min of $10000 )

Enjoy!!

Boomer01

I opened my ING account about 2 years ago and it started out with a 4.5% interest. The perk is that if you are referred and put at least $250 in the savings account, you get a free $25.

If anyone is interested, PM me and I will refer you.

Blk96Supra

iTrader: (9)

I have ING also. and those bastards slowly drop their rates. When i first opened it up 4 years ago it was okay but after a year it jumped like 1.5% and now its down alot. Thinking about just putting it into my banks savings for slightly better rates and quicker to pull money out if needed to.

Chigger

Indymac is still on there?!?

EyeKutr

iTrader: (5)

E-trade checking is also around 3.2%

RTIS250

iTrader: (9)

I did the exact same thing.. the 25 dollar perk is kinda nice. Ive refered a few people. Sucks that the interest rate went from 4.5 to 3 though.. that hurts. I remember when i was makin tons a month in interest...

slickgt1

iTrader: (1)

Look into Money Market accounts. I have CitiBank, if you have over 50K there, you get 5%. The beauty of a MM account is that it is just like a checking account, with a limit on 3 checks, but you can transfer money into other accounts unlimited amount of times.

PushinLEX

iTrader: (9)

Wamu is currently at 3.75%

andrewwake

iTrader: (1)

That is odd. My brother in law just got out of this company because it is going down fast! Do not invest or use this company for anything, just a heads up.

PushinLEX

iTrader: (9)

we have a post about IndyMac in the clubhouse. the stock is now worthless after the FDIC takeover. they were heavily exposed to the mortgage mess, and they actually raised their interest rates substantially get a new influx of cash. so people, looking for higher yielding interest accounts, who didnt do their due research on the bank promptly opened up savings accounts to reap the higher rates and to levy against hedging inflationary waves.


then Indy got seized by the government, people made a run on the bank, and the rest is history.........

Osiris_x11

Whattabout 8.0%...

http://www.citibank.com.au/ultimatesaver/index.htm

(worth looking into, if even having to fly there once to setup!)

LLTD

I just put some in IGN, but the rate did drop from 4% to 3.3%. That really suck, I should have done this sooner.

5gears-IS

iTrader: (5)

Or you can stock up on the new Iraqi Dinar money which is the hottest trade right now....http://www.dinartrade.com/order.php
You can make it or BREAK it with this investment but whatever you do read up on it!

Enjoy!!

PushinLEX

iTrader: (9)

Hey 5, is this site legit? How does it work? You pay them and they send you the currency in hard cash dinar? Could you explain it further cuz I'm very interested.

5gears-IS

iTrader: (5)

Use Google to learn more about this. This has been a very controversial subject but I am about to invest on the small package $100,000.00 for the hell of it just in case, I got nothing to loose but $225.00 US........

They said the same thing happened in Kuwait with their money, before the war their money was worth $0.10 US and after the war it was worth $3.35!!!
You do the math!!

Yes it is very legit but a risky business.

You on your own on this one!
Enjoy!!