GoldGS3

iTrader: (1)

I have a 94 1gs with full-coverage, and the insurance rate has been going up VERY slowly over the years. Insurance agent said it is because parts for the car is expensive and hard to come by. So, even with full-coverage, if my car is in an accident it will most likely be written off as "TOTALED."

So, do you have full-coverage or liability-only?

Thanks.

Abear

iTrader: (1)

Full coverage...19 years old..$1600 per year. When I first got the car at age 17, I had full coverage but it $2800 a year. So insurance has gone down for me...alot.

BTW, my record is clean.

Seize

full-coverage

7Cain

Basic coverage here. I'm almost 30, I have a ZX6R, a 10,000 lb cargo van, a camper, and a wife (the wife alone is enough to stop at, I'm VERY lucky to have the afformentioned!!)

Caius

Well, the wife and I have three cars, GS included and we pay around $200 a month for full coverage on all three......age hath it's privilages

7Cain

Then I'm looking forward to I nice perk at my b-day in June! Can't get that price with the bike though.

Caius

Yeah, I suppose not...lol.

i7kazamay

would Full coverage cover mods or engine swap?

7Cain

When you purchase full coverage, you get insurance for the value of the car. If you have a $5,000 stereo you can claim it on your full coverage insurance and hopefully you will be re-imbersed but you need proof of purchase and photos help, but your mods...........I'm sorry. The car has to be street legal, try calling your insurance company and asking them what your coverage would jump to if you put a racing engine in your luxury sedan and you want them to cover the cost of repair if you reck it!!! (even still you need a reliable insurance company and hope they don't cancel you after that). That's all I have, Take care.

7Cain

Caius

yeah, basically in my experience if you have receipts and photo evidence of all the electronics in your car they will usually cover it with full coverage...however they get a little dodgy when it comes to engine mods...checking with your insurance agent would be a good idea. mind you don't mention all the stuff is done, just ask what they could cover as if you hadn't bought anything yet..

Xeeeeeem

Full coverage all the way!!

I pay 200 a month (I'm 18). This was the price not including my accident (unavoidable/weather related) and hit and run and my ticket that i got on newyears mornin!

210 for my 96 salvage accord when i first got it but went down to 140 after i was on the B honorole.

Vmoney

full coverage, im 19.

drck1000

Full coverage. Paying about $100 a month. The comprehensive helped on my first car that was stolen. I got comprehensive mainly for the windshield damage and ended up using it when the car was stolen and the comprehensive covered that.