GS4 Insurnace
...i guess mainly coz I am still on the young side.....and I am paying more for just for gs300 
02-20-05, 05:47 AM
#32
Driver School Candidate
Join Date: Apr 2004
Location: Virginia
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I cannot believe some of the rates that you pay for insurance, maybe I am behind the times or something. Some of you ought to be looking for other rides. That being said, I equate the auto insurance industry with the mob - pay for the protection. Anyways, I am in my mid 30's, married with two daughters in Central Virginia. Full coverage, I am paying $390/yr with $500 deductibles for my 98 GS400. My wife has a 99 Volvo XC and pays about $300/yr.
02-20-05, 07:22 AM
#33
Lexus Test Driver
Originally Posted by geelex4
R1DERFUL I thought the rates out in Maryland where pretty low...I was thinking of doing my insurance up there.
MD was real cheap to insure motor vehicles 5 - 10 years back. I have family DOWN there. But now, many parts of the state is being built up and the population has grown. And I believe insurance premiums has gone up.
Anyway, I'm:
- in Bklyn
- 27 years old
- clean record for 5 years
- with GEICO
- only ONE driver listed (that's me)
- for two cars (GS4 & CR-V)
- full coverage (50/100/50 coverage on both)
- $1,000 deductible on both
- Insurance premium $5,000/year ($420/month)
I gotta move to South Dakota or Wyoming or Nebraska or something.....sigh.
geelex, $10k for a year is not too bad. When I brought my CR-V, I paid $10,000 a year for insurance. It was the first time for me being insured. I had a moving violation as well. But after I hit 25, and the moving violation was no longer within 5 years, my premiums dropped.
02-20-05, 10:58 PM
#34
Originally Posted by bam86
How much do you think a '99 Gs 400 would cost on my parents insurance? I'm 19 my brother is 17 parents both 49. We have 2002 Cadillac DTS, 2003 Lexus LS, '03 dodge Dakota , '97 Pontiac sunfire, '99 Buick Century. Want to replace Century w/GS400. I pay $140/month for full coverage
02-20-05, 11:15 PM
#35
Lexus Fanatic
Why is the GS400 one of the most expensive to insure? Considering its high price tag, most young people will not be buying and driving it and it is a luxury car not a sports car. It also has many safety features like airbags, anti-lock brakes, disc brakes, traction-stability control, good crash ratings etc.
Cars like camaros, mustangs, z cars, 240sx, wrx, evos, celicas, rsx, eclipse, crx, firebirds, transam are more likely to be sped and wrecked by inexperienced younger drivers. Cars like Vipers, corvettes, highend AMG benzes, BMW M cars, Porches, Audis, Ferraris, etc would cost a forturne to fix and replace but the GS400 is one of the most expensive? Honda Accords are the number 1 stolen car and there insurance cost is pretty low . Is the gap between GS300 and GS400 big. That might effect my buying decision. I can't believe some people are paying 5-10,000 a year to insure there cars..
Cars like camaros, mustangs, z cars, 240sx, wrx, evos, celicas, rsx, eclipse, crx, firebirds, transam are more likely to be sped and wrecked by inexperienced younger drivers. Cars like Vipers, corvettes, highend AMG benzes, BMW M cars, Porches, Audis, Ferraris, etc would cost a forturne to fix and replace but the GS400 is one of the most expensive? Honda Accords are the number 1 stolen car and there insurance cost is pretty low . Is the gap between GS300 and GS400 big. That might effect my buying decision. I can't believe some people are paying 5-10,000 a year to insure there cars..
02-20-05, 11:34 PM
#36
Originally Posted by UDel
Why is the GS400 one of the most expensive to insure? Considering its high price tag, most young people will not be buying and driving it and it is a luxury car not a sports car. It also has many safety features like airbags, anti-lock brakes, disc brakes, traction-stability control, good crash ratings etc.
Cars like camaros, mustangs, z cars, 240sx, wrx, evos, celicas, rsx, eclipse, crx, firebirds, transam are more likely to be sped and wrecked by inexperienced younger drivers. Cars like Vipers, corvettes, highend AMG benzes, BMW M cars, Porches, Audis, Ferraris, etc would cost a forturne to fix and replace but the GS400 is one of the most expensive? Honda Accords are the number 1 stolen car and there insurance cost is pretty low . Is the gap between GS300 and GS400 big. That might effect my buying decision. I can't believe some people are paying 5-10,000 a year to insure there cars..
Cars like camaros, mustangs, z cars, 240sx, wrx, evos, celicas, rsx, eclipse, crx, firebirds, transam are more likely to be sped and wrecked by inexperienced younger drivers. Cars like Vipers, corvettes, highend AMG benzes, BMW M cars, Porches, Audis, Ferraris, etc would cost a forturne to fix and replace but the GS400 is one of the most expensive? Honda Accords are the number 1 stolen car and there insurance cost is pretty low . Is the gap between GS300 and GS400 big. That might effect my buying decision. I can't believe some people are paying 5-10,000 a year to insure there cars..
i don't find the price of the gs400 particularly bad though.... it's pretty much in line with my sc430 (other variables of course) and some other cars (m3, m5, sl500, porsche) that i have quoted
02-21-05, 07:40 AM
#38
Pole Position
Join Date: Jan 2004
Location: Florida
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25 yrs old
No points ANYMORE...
Max full coverage...
West palm beach, FL...
$1000/yr
BTW...My family owns an insurance company in FLA - if anybody needs help let me know...
No points ANYMORE...
Max full coverage...
West palm beach, FL...
$1000/yr
BTW...My family owns an insurance company in FLA - if anybody needs help let me know...
02-21-05, 09:15 AM
#39
Racer
28 Single Male
Central PA
Clean record (at least as far as they know)
No prior claims
$1000 deductable
$1,000,000 per incidient and per person liability
$1000/year
Central PA
Clean record (at least as far as they know)
No prior claims
$1000 deductable
$1,000,000 per incidient and per person liability
$1000/year
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GS - 2nd Gen (1998-2005)
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