insurance q's
06-21-06, 07:30 PM
#1
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insurance q's
Hey guyz there is a couple of scratches on my car like some nasty ones =O and i have full coverage. will they cover that if i did it or does it have to be someone els?
06-21-06, 10:32 PM
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If the panels are keyed you can claim it as vandalism which is covered under your comprehensive coverage, not collision. And usually the comp deductible is less that your collision deductible, plus a comp claim is never a fault loss thus it doesn't affect your rates.
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06-21-06, 10:45 PM
#8
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Originally Posted by JyGS430
If the panels are keyed you can claim it as vandalism which is covered under your comprehensive coverage, not collision. And usually the comp deductible is less that your collision deductible, plus a comp claim is never a fault loss thus it doesn't affect your rates.
06-21-06, 11:12 PM
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isn't that goin to appear on the vehicle's history? like carfax or so 
my brother was to purchased this used carrera4 at a dealerwe went and check out the car and somethings fishy about the paint then we checked the history of the vehicle and it indicates that the car has been in the shop for a full repaint but no further explanations why-the dealer said it might got keyed and we left!
i was to ask this topic then, i did some resaerch as to conclude it might be better to stay with small scratches and forget the insurance.
my brother was to purchased this used carrera4 at a dealerwe went and check out the car and somethings fishy about the paint then we checked the history of the vehicle and it indicates that the car has been in the shop for a full repaint but no further explanations why-the dealer said it might got keyed and we left!i was to ask this topic then, i did some resaerch as to conclude it might be better to stay with small scratches and forget the insurance.
06-22-06, 11:53 AM
#10
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Originally Posted by JyGS430
If the panels are keyed you can claim it as vandalism which is covered under your comprehensive coverage, not collision. And usually the comp deductible is less that your collision deductible, plus a comp claim is never a fault loss thus it doesn't affect your rates.
I also agree with this comment
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