DASHOCKER

iTrader: (2)

Looking to switch to Geico since I will be adding more vehicles. They require a photo inspection of the GS and not the new cars. Should I keep the 19's on the car or slap the stock wheels back on for the photo inspection? Will it make a difference in the insurance rate if the car varies from stock? What did you guys do

Here is my GS

Adam2562

iTrader: (2)

i would put the stockies back on.. or givethem an older photo

GWELEX

I know you want to keep your rates as low as possible but I would think that you might want to show photos of any and all aftermarket items you have. That way if the need arises to deal with the insurance co. comes up later (god forbid) you and they have documented proof of the accessories that were on the car.

tmf2004

iTrader: (15)

Just an FYI i swtiched to Geico about 8 months ago and had the inspection with my 19's.. Geico will cover your wheels.. Just tell them what there worth and they will be covered.. For my GS and ES I'm paying 180.00.. I just put my ES on the policy but before the ES went on i was paying 133.00 full coverage.. GL and keep us posted..

MrG4Life

iTrader: (14)

I have GEICO already, and made sure that the stock wheels were kept on when adding the car to the policy.

DASHOCKER

iTrader: (2)

It would be an additional 100 bucks every 6 months if I add "custom wheels". I'm a cheap bastard, so I will slap on the stockers. Thanks guys.

Chancellor

iTrader: (2)

This might sound kinda weird but I have a extra policy on my wheels. If I bend, crack, or taco one or all of the wheels they will pay for it to get fixed or get me a new one. Its actually not a bad deal I think I pay a extra $6 or $7 dollars a month.

Lexcis

Check esurance.com

They hooked me up dirt cheap and can verify they have a great claims service (had a yukon stolen).

chuckb

photoshop teh stocks on.

lexusmonk

iTrader: (3)

WHAT??? It's only $17 p/mo. to cover your wheels! I understand you're a 'cheap bastard' but damn, that's Cheap! ps. you have a nice looking lawn!

LJGS300

I switched to GEICO too, when I purchased my Lex. They didn't ask me for a pic of any of my cars. $120 / month

'02 GS 300--stock
'99 Accord EX (loaded--flip-out DVD monitor up front w/ 2 screens in headrests)
'95 Isuzu Trooper--stock

DASHOCKER

iTrader: (2)

Just spoke to the agent today. They said I no longer need photos to be taken of the GS They just need the window stickers for the new cars.

MrG4Life

iTrader: (14)

You are absolutely NOT a cheap bastard; you are smart for saving hundreds of dollars in the end. There's nothing wrong with saving a buck here and there. You can use that money now to pay the shop that'll install your rims back on for you unless of course you're a DIY'er.