Dinged at the Gas Station
#1
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Man, I was filling up at my local Chevron. The freaking gas pump was in my car when some idiot lady just cruises up behind me and makes contact with my car.
I was livid. She didnt even realize that she hit my car until I notified her.
Anyways, the license plate took off about a dime's worth of paint on my bumper, and nothing else.
I got her insurance info, but I feel like an A hole claiming. But all my friends tell me its about the principle. She was acting pretty cool about it too. Should I claim just based on principle because she hit me, or just suck it up?
I mean, if I do call the adjuster out, they might see the damage and just start laughing at me. Can I make a claim even for minor damage when its unequivocally the other party's fault?
I was livid. She didnt even realize that she hit my car until I notified her.
![Egads!](https://www.clublexus.com/forums/images/smilies/pat.gif)
I got her insurance info, but I feel like an A hole claiming. But all my friends tell me its about the principle. She was acting pretty cool about it too. Should I claim just based on principle because she hit me, or just suck it up?
I mean, if I do call the adjuster out, they might see the damage and just start laughing at me. Can I make a claim even for minor damage when its unequivocally the other party's fault?
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#8
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she needs to take care of this w/ or w/out her insurance
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#10
iModerate
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I say get a quote from a PDR guy or Professional Detailer on a repair and then give her the option to pay out of her pocket or have her insurance do it. just don't wait too long.
#12
Lead Lap
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Report the damage to the woman's insurance company.
One time when a person (woman talking on her cell phone in stop-and-go traffic) merely "tapped" my rear bumper, her front license plate screw put a hole in my rear bumper which cost about $900 to fix at a professional body shop. The total cost was over $1100 by the time I got a rental car to drive while my car was repaired.
You might as well get the damage fixed. A side benefit is that you might get other existing blemishes fixed.
One time when a person (woman talking on her cell phone in stop-and-go traffic) merely "tapped" my rear bumper, her front license plate screw put a hole in my rear bumper which cost about $900 to fix at a professional body shop. The total cost was over $1100 by the time I got a rental car to drive while my car was repaired.
You might as well get the damage fixed. A side benefit is that you might get other existing blemishes fixed.
#14
Advanced
iTrader: (2)
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If you go through the other persons insurance (the person at fault), you won't be charged a deductable. Just contact her insurance company, explain the situation, they will either estimate the car, or have you get an estimate, and they will cut you a check. (I live in Ohio where people don't know how to drive, so I'm pretty familiar about how to deal with insurance companies lol).
#15
Lexus Champion
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Claim it, and be prepared to see if you can find a witness... you know, just in case. Also most likely you'll be painting the whole rear bumper, so it's a few bucks...