meanboy

okay, a retrievable quote. It was quite easy to get the quote to $4500.00 living in S.F. So SF and Newark might be comparable in insurance rates.

879279036

last name - adams
dob - 6/10/78
zip - 94109
driving for 8 years
since 16 yrs


1999 GS400



Your 12 Month quote is $4,499.80


Recent automobile insurance company: California State Auto Association
What were your lowest Bodily Injury liability limits in the past 6 months? Greater than or Equal to $100,000 per person / $300,000 per accident or $100,000 Combined Single Limits (CSL)
When does your existing policy expire? 03/01/2003




Driver and Household Resident Information Household Resident #1 - sam adams
Birth date: Saturday, June 10 1978
Gender: Male
Marital status: Single
Relationship to driver #1: Self
Total number of accidents (at fault & not at fault), comprehensive claims and traffic violations within the last 3 years and total number of driving under the influence incidents which occurred within the last 7 years: 0




Vehicle Information Vehicle #1 - 1999 LEXUS GS 400
Zip code of vehicle(s) primary location: 94109
Body type of vehicle: 4 door sedan, 8 cylinders, Driver & pass. air bags, (242 cubic inches)


Coverage Information Vehicle #1 - 1999 LEXUS GS 400
Limits Premium
Bodily Injury and Property Damage Liability (BI/PD) coverage:
$100,000 person/$300,000 accident/$100,000 property $1,216
Medical Payments coverage:
$10,000 each person $188
Uninsured/Underinsured Motorist Bodily Injury (UM/UIM) coverage:
$100,000 person/$300,000 accident $124
Uninsured Motorist Property Damage (UMPD) coverage:
$3,500 property (with $0 deductible) $11
Comprehensive coverage:
$250 deductible $662
Collision coverage:
$250 deductible $1,624
Rental Reimbursement coverage:
$30/day ($900 max) $92
Roadside Assistance coverage:
Selected $14
Loan/Lease Payoff coverage:
Selected $160
Custom Parts and Equipment coverage:
4000 $407


Fee Information Premium
Anti-fraud fee $1.80

fireballs gs400

well don't laugh, but i have my car under my dads name, and i am 24, my insurance is about 98 bucks a month on my 99gs400, i think thats good plus my pops is saving me a bunch, my insurace in state farm, always done me and my fam good.

mooretorque

$1190/yr for 01 GS430, and an add'l $880/yr for 99 RX for 100/300 with 250/500 deductibles for comprehensive/collision.

Hameed

I have both of my cars (97 Nissan Maxima SE and 99 GS400) insured by the same company and I pay $263.00/month (Canadian dollars) for both.

I am 40, no claims, no accidents and have had consistent insurance for over 14 years.

Converting that to US Dollars, it comes out roughly to $2,100.00/year for both cars! And about $1100.00 of that is for the GS! I am certainly not complaining. I live in Mississauga, Ontario, Canada.

LS4fun

Oh man...i wish...

rkytop_bob

In Dec. 2002 I traded a 1998 MB C230 for a 2003 GS430. Allstate Ins. Co. Did not know about this top 10 list because my insurance went down $86. Maybe some of you need to check with Allstate or move to Tennessee. .
Best Regards,
Bob

jbbnet

i pay $950/yr full coverage with my GS4, i have a perfect driving record now and live in western mass were insurance is on the higher side.











i once paid $3500/yr when i was 18 with a $5000 89 Pontiac GTA.

RobertT

For a '03 GS430 and a '93 Camry V6:

491/ 6months or 982/annually (500 deduc. across the board)

This is an increase of 102 per year with the GS replacing a '00 328i. I'm surely not complaining.

RON430

meanboy, I have Mercury (also have them for a couple of houses as well). If it is not too much trouble, could you run the numbers for you with a like aged 540? Let's see if it is the car or if it is being 24, living where you live, and having a 300hp, $50K (or so when new) car. The whole point here is how much money you can keep in your pocket by driving a 540i not that 24 year olds are going to get hosed driving expensive performance cars. Been there, done that, but twenty five years ago. I assume if you drive a 82 Cavalier, the premiums would be more palatable.

Guitarman

I'm paying about $700 per year with Allstate on my 1998 GS4, but I have 4 cars on the policy (multi-car discount ) and i'm 45, as well as having the homeowners policy with Allstate. No complaints.

ceoart

Wait till you have to file a big claim with ALLSTATE! Talk about a living Hell! Do not sign anything right away with them or you might sign your rights away especially if you get hurt! Had to fight ALLSTATE two months calling them everyday to get them to pay for a total lose on the first floor of my Townhouse after a washing machice hose burst. They like to repair everything never replace. Do a search and check the horror stories online. They do pay but it is just to much hassle. :eek: Go with Geico for your car.

Guitarman

Well , I've been with Allstate for 20 years now, and my other cars have been hit on occasion, though it's always been the other party's fault, and my insurance never went up.

But yeah, it almost dosen't matter who you're insured with anymore, there are horror stories all over, given the right scenarios. I lump them (Insurance co's ) all together personally.

meanboy

You are so right about Allstate. When my wife and I got first got married we bought an insurance rider on her ring. The diamond fell out of it and they refused to pay. They would not honor their own rider! I filed a complaint with the California State Insurance Commissioner's office and once Allstate got the complaint they immediately took care of the problem. I should not have had to complain to get any action. I haven't had any claims since so I stuck with them but I know the next time I do I will have to fight for our $$.

I did an online qoute with Geico and they are cheaper then 21st century or Progressive. It looks like I might switch to them unless I read somewhere that they are cheap on replacement parts. I would rather pay a little more to get OEM parts. State Farm is another company that will try to pay only for non oem parts. Watch those guys..

meanboy

I think the key is that it's not your fault. But I think all of the ins. companies will raise their rates if the insured is at fault.

rahtid

$860 a year for my GS300 with 35 miles driven per day, would be even lower if I had less of a commute.