So I was a dumb dumb
#1
So I was a dumb dumb
Mistake by me caused some scratches but no dents on the right rear bumper.. picture below. I'm kicking my own rear right now and pretty sad.
Any tips or suggestions?
I'm in Bay Area California, any ideas how much this would cost to touch up?
It's a lease, does that make a difference if I get it touched up? how about car fax and such..
thanks for the help in advance..
Last edited by jcochong37; 09-10-15 at 06:43 PM.
#2
Just buff it out the best you can. Hope the leasing agency doesnt notice it. If they do in my experience at lease they will just charge you a fee for the damage and not to fix the actual bumper. Much better to pay the fee like hundred two hundred bucks than to try to pay someone to fix it.
#3
Mistake by me caused some scratches but no dents on the right rear bumper.. picture below. I'm kicking my own rear right now and pretty sad.
Any tips or suggestions?
I'm in Bay Area California, any ideas how much this would cost to touch up?
It's a lease, does that make a difference if I get it touched up? how about car fax and such..
thanks for the help in advance..
Any tips or suggestions?
I'm in Bay Area California, any ideas how much this would cost to touch up?
It's a lease, does that make a difference if I get it touched up? how about car fax and such..
thanks for the help in advance..
to do it right.
Based on your pics
Last edited by biggame; 09-11-15 at 03:49 PM.
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#8
So I was a dumb dumb
Then you have to drive it until the end of the lease that way, and if that significantly reduces his enjoyment of his car he should have it fixed.
He's paying a lot of money to drive this car, it's a luxury item, not a Yaris. No reason to drive it beat up "because it's a lease" if it bothers him IMHO.
He's paying a lot of money to drive this car, it's a luxury item, not a Yaris. No reason to drive it beat up "because it's a lease" if it bothers him IMHO.
#9
I had similar damage to my rear bumper when my car was sitting in a parking lot by a "hit and run". Top quality body shop recommended by Lexus removed the entire bumper and computer-matched the paint and repainted the entire bumper. Excellent job. You'd never know it was ever damaged and the paint match was perfect. Cost for repair was right around $500-$550. Cost was mostly covered by insurance because the deductible was lower for "hit and run" damage. I think my out-of-pocket was around $150.
#10
If it's a lease you are far better off getting it fixed. When you return it, your out of pocket is going to be substantially more if the finance company were to take care of it and charge you.
Take it to a shop and get an estimate. If your deductible is low enough, use your insurance to take care of it. That's what is for. If you need any help, feel free to email me: Michael@zeygerinsurance.com.
Good luck.
Take it to a shop and get an estimate. If your deductible is low enough, use your insurance to take care of it. That's what is for. If you need any help, feel free to email me: Michael@zeygerinsurance.com.
Good luck.
#11
You can get that done for a hell of a lot less than some of the prices in this thread. Also, I would never make an insurance claim for something that I can fix out of pocket for $500 or even $1000. I'm surprised by the comment above "that is what insurance is for". Save insurance for the big stuff. Don't risk having them pay for small stuff when a another claim could send you rates up.
#12
You can get that done for a hell of a lot less than some of the prices in this thread. Also, I would never make an insurance claim for something that I can fix out of pocket for $500 or even $1000. I'm surprised by the comment above "that is what insurance is for". Save insurance for the big stuff. Don't risk having them pay for small stuff when a another claim could send you rates up.
Why wouldn't you make a claim for a $500-$1000 repair?? In my case my premiums didn't change because someone scraped my bumper. A hit and run claim is a no-fault claim with my company. Premiums are not affected. And as mentioned, the deductable was reduced to $150, down from a normal deductible of $500. And I suppose you could repair the OP's bumper for less than $500-$1000. A $5 can of paint and a paint brush and you could have it fixed for less than $10.
#13
If its a comprehensive claim then theres no reason not to make a claim, except for the fact that when you do go to shop for new insurance that claim will be on your CLUE report, and will effect your rates at the new company.
If you don't anticipate this happening then by all means, file the claim.
I don't think the OP's claim is a comprehensive claim though.
Yes, you can get it "done" for less than this, but not done well by a high end body shop, which is the route I would always go.
If you don't anticipate this happening then by all means, file the claim.
I don't think the OP's claim is a comprehensive claim though.
Yes, you can get it "done" for less than this, but not done well by a high end body shop, which is the route I would always go.
#14
You can get that done for a hell of a lot less than some of the prices in this thread. Also, I would never make an insurance claim for something that I can fix out of pocket for $500 or even $1000. I'm surprised by the comment above "that is what insurance is for". Save insurance for the big stuff. Don't risk having them pay for small stuff when a another claim could send you rates up.
We are all making assumptions to the OP's situation. I do not know what their loss history is like. I speak from experience, and even if it is $1000 and the OP has a $500 deductible, why take on the hit yourself without much if any recourse?
If its a comprehensive claim then theres no reason not to make a claim, except for the fact that when you do go to shop for new insurance that claim will be on your CLUE report, and will effect your rates at the new company.
If you don't anticipate this happening then by all means, file the claim.
I don't think the OP's claim is a comprehensive claim though.
Yes, you can get it "done" for less than this, but not done well by a high end body shop, which is the route I would always go.
If you don't anticipate this happening then by all means, file the claim.
I don't think the OP's claim is a comprehensive claim though.
Yes, you can get it "done" for less than this, but not done well by a high end body shop, which is the route I would always go.
#15
If it's a lease you are far better off getting it fixed. When you return it, your out of pocket is going to be substantially more if the finance company were to take care of it and charge you.
Take it to a shop and get an estimate. If your deductible is low enough, use your insurance to take care of it. That's what is for. If you need any help, feel free to email me: Michael@zeygerinsurance.com.
Good luck.
Take it to a shop and get an estimate. If your deductible is low enough, use your insurance to take care of it. That's what is for. If you need any help, feel free to email me: Michael@zeygerinsurance.com.
Good luck.