Houston people: Insurance costs?

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07-21-16, 06:24 AM

#16

jjscsix

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Join Date: Dec 2009

Location: Texas

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On my GS I was around $1000 a year. That is with the highest deductible and highest limits of liability I could get clean record, no kids.

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07-21-16, 10:54 PM

#17

Ready4aGS

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Join Date: May 2016

Location: TX

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Quote:

Originally Posted by Dallasguy1

I live in Dallas TX pay 510$ for 6 months.

Do you have full coverage and who do you have insurance with?

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07-21-16, 10:58 PM

#18

Ready4aGS

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Join Date: May 2016

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Quote:

Originally Posted by mdr2001

I pay $450 per 6 months, 1K "vanishing deductible" with Allstate

2 adults, no tickets
multi-policy discount(3 cars, house, umbrella, etc)
been with Allstate about 4 years (so not new and not a lifetime customer)
excellent credit (as this affects rate)

Liability or Full Coverage?

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07-22-16, 09:26 PM

#19

mdr2001

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Join Date: Dec 2015

Location: Texas

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Quote:

Originally Posted by Ready4aGS

Liability or Full Coverage?

Liability $100k/300k
Collision + Comprehensive $1000 deductible - platinum coverage reduces deductible by $100 per year for each year with no claims to a minimum of $500 + I get 10% premium refund each 6 months completed with no claims($450 is 6 month premium Before 10% refund - refund is only on auto policy premium and does not apply to other policies)

You must have highest limits on auto policy to get a $1,000,000 umbrella policy.

hope this helps.

Last edited by mdr2001; 07-22-16 at 09:30 PM.