GS - 3rd Gen (2006-2011) Discussion about the 2006+ model GS300, GS350, GS430, GS450H and GS460

Full coverage insurance for 2006 GS 430

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Old 01-14-10 | 03:25 PM
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Default Full coverage insurance for 2006 GS 430

Which insurance company do you guys go with? I currently pay 1,400 for full coverage. Any good/bad story/rating for other insurance companys?
Old 01-14-10 | 03:28 PM
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ahhh.. insurance rates varies by WAY too much factors

we can probably only recommend company.. i swear by Farmers, they are extremely good at paying for claims.

car was broken into, gave me 15k check next day after claim.
Old 01-14-10 | 03:50 PM
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+1, It's pretty useless to discuss insurance rates they vary by tons within the same city nevermind on the driver etc.

I use State Farm and I think I get a pretty fair rate for where I live for both my car and my motorcycle. I've never had to file for a claim though.
Old 01-14-10 | 04:01 PM
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switched from State Farm last year on all 4 vehicles and saved about 30%.

250/500/250 coverage, uninsured motorists for like amount, 100/1000 comp/coll deductibles

$716/yr for the 2006 GS430, but I'm 40 and married.
Old 01-14-10 | 04:28 PM
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$1400.00 is about what i pay with $100.00 deductible i have Progressive...
Old 01-14-10 | 04:44 PM
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I have nationwide. About $1400/year. 1 car. $100K coverage. My car alone is about $40K.
Old 01-14-10 | 04:50 PM
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Funny I sold my MB E320 and added the 06 Lexus GS300 and my rates jumped almost 300.00 a year. They said there was a surcharge on Lexus vehicles, State Farm.
Old 01-14-10 | 05:02 PM
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Whatever you do, stay as far away as you can from Liberty Mutual.

I switched to Progressive as well, about 3 years ago. Pay about $1,200 per year total for my three vehicles. Those all have $1,000 deductible and are fully insured. No accidents, violations and a perfect credit rating help a lot when it comes to the premium cost.

I love the Progressive web site. You can get a quote there. I've been able to make changes, play with policy coverages (what-if's) to see effect(s) on premiums, and find pretty much all the info I need there. When I have had to call them, I've had exceptional customer service too, including a call to get my premium reduced due to incorrect information that was reported to them. And no, I don't work for them.

Last edited by HomieG; 01-15-10 at 06:45 AM.
Old 01-14-10 | 05:02 PM
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Originally Posted by pgh300
Funny I sold my MB E320 and added the 06 Lexus GS300 and my rates jumped almost 300.00 a year. They said there was a surcharge on Lexus vehicles, State Farm.
Odd, my rate barely moved when I upgraded from an 03 Matrix XRS to the 06 GS AWD.
Old 01-14-10 | 06:16 PM
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Originally Posted by whlkev
ahhh.. insurance rates varies by WAY too much factors

we can probably only recommend company.. i swear by Farmers, they are extremely good at paying for claims.

car was broken into, gave me 15k check next day after claim.
agree, insurance varies way way way too much according to age, region, records, etc....
Old 01-15-10 | 02:32 AM
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$1000 per year for full coverage for my 06 430. It's actually 1200, but after 1 year with AAA membership+insurance, you get money back in...uh...dividend or profit sharing. I dunno what it's called, but I end up only forking over 1k/year.
I don't remeber my exact coverage off the top of my head, but I know I picked uninsured motorist coverage and I didn't go 'cheap' on it.

I'm single and 28 though, so you might get better rates.

Last edited by dadoody; 01-15-10 at 02:35 AM.
Old 01-15-10 | 06:34 AM
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im around 1450 a year with a 500 deductable. before all my tickets were removed i was around 4000 lol. thank god they were all come off within 6 months. so within 18 months my insurance went from 4000 to 1450.
Old 01-15-10 | 08:12 PM
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Im screwed $1800 a year. Im 28 single but have plenty of tickets from a long time ago. Only claim i had was a flood due to huricane. $1000 deductable, uninsured motorist, no rental not sure on the rest. but then again i do have $10,000 worth of coverage on just my wheels. Im with Farmers
Old 01-15-10 | 11:10 PM
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1100/yr. 3k for 3 cars... given 2 of them are my parents' cars but I'm the main policy holder. Who would have known the insurance under my name at the age of 24 was going to be wayyy lower then having it under my parents and they barely have a ticket. Its been at lease 5 years since my crappy driving record so yeah.
Old 01-16-10 | 10:06 PM
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$65/mo = $780/yr for full coverage. $500 deductible through Farmers'. I'll be 29 in April, single male with perfect driving record. Then again, I have 2 other cars and the house under Farmers' as well.



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