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what company is that? I live in NJ area and i'm lookin to get 250MT...how much do you pay?
New Jersey Manufacturers. They are a phenominal insurance company. They pay an annual dividend, usually about 10% of your premium, that gets credited back to you when you renew your policy next year. Also, every so often I'll get a letter from them saying something like "our 2003 actual payout on collision claims was less than we expected, so here is an additional 5% of your 2003 collision premium" with a check attached. And they don't immediately jack up your rates if you get a ticket or make a claim. They are very picky about who they take - you (or a family member) has to work for a company that is a member of the NJBIA, and you have to have a decent driving record. Once you are a policyholder, you can change jobs to a company that isn't an NJBIA member and they'll continue to write coverage for you. I don't remember exactly what I'm paying - I think it's a bit over $1200/year for 500,000 liability, 500 ded. coll., 200 ded. comp., increased rental reimbursement and a few other extras. But as I said, by the time you figure in the dividends and premium refunds it works out to be less -- for a company with excellent service if you ever need to make a claim.
7 years clean record, currenlty 23.... and paying $916 per 6 months at 21st century with $500/1000 deductibles. I was paying $1150 for $250/500 deductibles. Still hurts!
Oh yeah, my IS350 quote was much higher than a two-year-old C5 Z06 or a new 330i. Maybe it varies by company but I think they're holding the IS300's high rates against the IS350 too.
NJ Manufacturers is the best in NJ, hands-down. I'm paying about the same annual premium as the others here that use NJM....and I have my homeowner's insurance with them as well!