What loan / term / APR did you get?
02-24-06, 03:01 PM
Lead Lap
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Join Date: Feb 2006
Location: TX
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What loan / term / APR did you get?
Company Used:
Loan Term:
APR:
==
Please provide this as its essential for all of us!
Thanks
02-24-06, 03:04 PM
Cycle Savant
Join Date: Jul 2005
Location: In rehab...
Posts: 21,527
My credit union financed my IS for 7.15% for 60 months. This is actually pretty high for me, but I don't want to deal with refinancing. And with the deal that I got, I don't mind at all...
02-24-06, 03:51 PM
Lead Lap
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Personal Credit Union, 5.25, 72 months
02-24-06, 04:11 PM
Lexus Champion
Join Date: Oct 2002
Location: The Woodlands, TX
Posts: 11,205
Company Used: Household bank
Loan Term: 60 mos
APR: 5.39%
02-24-06, 05:04 PM
Rookie
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Location: MD
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Do you normally get a better deal with an outside financing source instead of the dealer?
I will be looking to shop for financing in a month or 2.
02-24-06, 05:11 PM
Pole Position
Join Date: Jan 2006
Location: CA
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Lexus Financial Services
66 months
5.84% APR
770+ credit score
02-24-06, 05:43 PM
Pole Position
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Location: CA
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Travis credit union
60 months
4.64% APR
02-24-06, 05:57 PM
Lead Lap
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how do you get such low apr's from credit unions damn
02-24-06, 05:58 PM
Lexus Test Driver
Join Date: Nov 2005
Location: Ca
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Capitol One
5.7%
60 Mo
740 fico
02-24-06, 06:03 PM
Lexus Champion
Join Date: Oct 2002
Location: The Woodlands, TX
Posts: 11,205
Quote:
Originally Posted by unit74
Capitol One
5.7%
60 Mo
740 fico
CapitalOne is 5.7
5 for 60 mos right?
02-24-06, 06:11 PM
Pole Position
Join Date: Dec 2005
Location: Kentucky
Posts: 243
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Credit union, 4.75% (I could have gotten 4.40% if I had bought two weeks earlier), 60 months, 728 Fico score at time of purchace.
02-24-06, 06:17 PM
Lexus Test Driver
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Quote:
Originally Posted by bagwell
CapitalOne is 5.75 for 60 mos right?
I have a "blank check" in hand and the rate on the docs is 5.7% on a 60 month term. I applied for it about a month ago. Since, Prime has gone up and so has Capitol One's rate.
I went through Costco and got a better deal than the face value on their website or AAA's.
02-24-06, 08:34 PM
Driver School Candidate
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Applied last week, approved Wed. 2/22
Credit Union (through employer).
60 month / 5.49%
738-758 depending on credit reporting agency.
02-24-06, 10:52 PM
Lead Lap
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Costco Capital One (applied at the end of December)
60 month / 5.3%
02-25-06, 09:09 AM
Lexus Champion
Join Date: Aug 2005
Location: Overland Park, KS
Posts: 2,726
my dealership would not accept a "blank check".
so i had to go with lexus f.s.