Insurance Rates??
04-03-06, 12:44 PM
#16
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Some of you guys are insane... those rates are enough to make me prefer walking.
My wife and I are with Nationwide. I'd have to dig out the paperwork to look at coverage, but last I recall shopping around, it's a good plan (250 or 500 deductibles, etc).
Two cars covered, neither of which are cheap, and we pay $920... per YEAR. For both cars. I don't expect that to go up substantially when the IS finally arrives.
Married, house, early 30's. No recent tickets.
My wife and I are with Nationwide. I'd have to dig out the paperwork to look at coverage, but last I recall shopping around, it's a good plan (250 or 500 deductibles, etc).
Two cars covered, neither of which are cheap, and we pay $920... per YEAR. For both cars. I don't expect that to go up substantially when the IS finally arrives.
Married, house, early 30's. No recent tickets.
04-03-06, 02:47 PM
#17
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Damn, my insurance is higher than everyone's. May it's cuz I don't have any multi-car discounts, under 25, and still have a ticket on my record...
Car: IS350
Age: 21
Location: CA
Rate: $2300/year
Company: AAA
Violations/Accidents: Speeding Ticket in 2004 (90 in a 65)
Extra info if you know:
Deductible: $500
Coverage levels: 100/300/100
Car: IS350
Age: 21
Location: CA
Rate: $2300/year
Company: AAA
Violations/Accidents: Speeding Ticket in 2004 (90 in a 65)
Extra info if you know:
Deductible: $500
Coverage levels: 100/300/100
04-03-06, 07:16 PM
#18
Lexus Test Driver
Originally Posted by mcfly
Some of you guys are insane... those rates are enough to make me prefer walking.
My wife and I are with Nationwide. I'd have to dig out the paperwork to look at coverage, but last I recall shopping around, it's a good plan (250 or 500 deductibles, etc).
Two cars covered, neither of which are cheap, and we pay $920... per YEAR. For both cars. I don't expect that to go up substantially when the IS finally arrives.
Married, house, early 30's. No recent tickets.
My wife and I are with Nationwide. I'd have to dig out the paperwork to look at coverage, but last I recall shopping around, it's a good plan (250 or 500 deductibles, etc).
Two cars covered, neither of which are cheap, and we pay $920... per YEAR. For both cars. I don't expect that to go up substantially when the IS finally arrives.
Married, house, early 30's. No recent tickets.
04-04-06, 07:19 AM
#19
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Location: MA
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Originally Posted by AznJason
Damn, my insurance is higher than everyone's. May it's cuz I don't have any multi-car discounts, under 25, and still have a ticket on my record...
Car: IS350
Age: 21
Location: CA
Rate: $2300/year
Company: AAA
Violations/Accidents: Speeding Ticket in 2004 (90 in a 65)
Extra info if you know:
Deductible: $500
Coverage levels: 100/300/100
Car: IS350
Age: 21
Location: CA
Rate: $2300/year
Company: AAA
Violations/Accidents: Speeding Ticket in 2004 (90 in a 65)
Extra info if you know:
Deductible: $500
Coverage levels: 100/300/100
04-04-06, 08:00 AM
#20
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Originally Posted by Sexi_Lexi
Your rates are low prob because you're married. Insurance companies aren't suppose to discriminate based on sex, age, marital status, etc but they do. I'm willing to bet that if I was married, my rate would go down some.
04-04-06, 09:38 AM
#21
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Originally Posted by Lem144
Yours is high because youre 21. It's also based on where you live in CA. Rates vary by zipcode. Fair, right?
04-04-06, 09:47 AM
#23
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Originally Posted by AznJason
I think I should get to pay less for every accident I avoid from other crazy CA drivers. Penalize me for the bad, but don't reward me for the good.
Then again, if you're 21 and can afford a brand new Lexus you can afford high insurance rates. Hell, if you're 50 and can afford a brand new Lexus you should be able to afford the insurance.
04-04-06, 10:36 AM
#24
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Location: Kansas
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Insurance!
44 /SWM
no accidents/violations
100m/300m/100m
Comprehensive/rental car etc
KS-66213 Zip
$280 every six months!!! My rate was $500/six months on my GX 470!
Travelers Insurance Co.
no accidents/violations
100m/300m/100m
Comprehensive/rental car etc
KS-66213 Zip
$280 every six months!!! My rate was $500/six months on my GX 470!
Travelers Insurance Co.
04-04-06, 10:51 AM
#25
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Originally Posted by Solomoan
44 /SWM
no accidents/violations
100m/300m/100m
Comprehensive/rental car etc
KS-66213 Zip
$280 every six months!!! My rate was $500/six months on my GX 470!
Travelers Insurance Co.
no accidents/violations
100m/300m/100m
Comprehensive/rental car etc
KS-66213 Zip
$280 every six months!!! My rate was $500/six months on my GX 470!
Travelers Insurance Co.
04-04-06, 10:55 AM
#26
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Join Date: Feb 2004
Location: Kansas
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I couldn't believe it
when I called the insurance agent with the VIN & Make/Model and he said "you're gonna love this". It would be $56/month if I paid monthly, but paying every six months drops it to $280. I also have my homeowner policy with them, so imagine that factors into the lower auto rate.
04-04-06, 10:57 AM
#27
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Originally Posted by mcfly
Some of you guys are insane... those rates are enough to make me prefer walking.
My wife and I are with Nationwide. I'd have to dig out the paperwork to look at coverage, but last I recall shopping around, it's a good plan (250 or 500 deductibles, etc).
Two cars covered, neither of which are cheap, and we pay $920... per YEAR. For both cars. I don't expect that to go up substantially when the IS finally arrives.
Married, house, early 30's. No recent tickets.
My wife and I are with Nationwide. I'd have to dig out the paperwork to look at coverage, but last I recall shopping around, it's a good plan (250 or 500 deductibles, etc).
Two cars covered, neither of which are cheap, and we pay $920... per YEAR. For both cars. I don't expect that to go up substantially when the IS finally arrives.
Married, house, early 30's. No recent tickets.
04-04-06, 10:58 AM
#28
Lexus Test Driver
Originally Posted by Lem144
You've got to be kidding. Man, we are getting reamed on the east and west coasts. $47 a MONTH?! That's almost a tank of gas.
Last edited by Sexi_Lexi; 04-04-06 at 11:48 AM.
04-04-06, 11:03 AM
#29
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Originally Posted by Foxberry
So approx. $500/year for FULL coverage on your car WITH $250 or $500 deductibles?? That's quite a deal on car insurance you have there...
it also depends greatly if you have full/limited tort (in some states, you can waive the right to sue); as well as coverage amounts. I keep 'em all high with low deductibles. No clue what I pay though...