Insurance Rates??
03-22-06, 12:16 PM
#1
Driver
Thread Starter
Insurance Rates??
Just curious what everyone is paying for insurance. I'm checking around for quotes now.
Of course many variables with insurance, but will ask main factors. Trying to get a general idea.
Car: 250/350?
Age:
Location:
Rate:
Company:
Violations/Accidents:
Extra info if you know:
Deductible:
Coverage levels:
Of course many variables with insurance, but will ask main factors. Trying to get a general idea.
Car: 250/350?
Age:
Location:
Rate:
Company:
Violations/Accidents:
Extra info if you know:
Deductible:
Coverage levels:
Last edited by evotolexus; 03-22-06 at 12:44 PM.
03-22-06, 12:27 PM
#2
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Join Date: Feb 2006
Location: Las Vegas, NV.
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Originally Posted by evotolexus
Just curious what everyone is paying for insurance. I'm checking around for quotes now.
Of course many variables with insurance, but will ask main factors. Trying to get a general idea.
Car: 250/350?
Age:
Location:
Rate:
Violations/Accidents:
Extra info if you know:
Deductible:
Coverage levels:
Of course many variables with insurance, but will ask main factors. Trying to get a general idea.
Car: 250/350?
Age:
Location:
Rate:
Violations/Accidents:
Extra info if you know:
Deductible:
Coverage levels:
Las Vegas,NV.
$90 a month
0 violations/accidents - 3 speeding tickets not on my record
$500 deductible
$100000/$300000 coverage
03-22-06, 12:30 PM
#3
Car: 350
Age: 28
Location: Anaheim
Rate: $120/month
Violations/Accidents: 1 speeding ticket 19 months ago
Extra info if you know: part of family plan, Mercury Insurance
Deductible: $500
Coverage levels: 25/50/25
Age: 28
Location: Anaheim
Rate: $120/month
Violations/Accidents: 1 speeding ticket 19 months ago
Extra info if you know: part of family plan, Mercury Insurance
Deductible: $500
Coverage levels: 25/50/25
Last edited by PhilipMSPT; 03-22-06 at 01:17 PM.
03-22-06, 12:39 PM
#4
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Location: California
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car 250
age 30
San Francisco
Rate 830 year with multi car and college discounts
no tickets
coverage 100000/300000
ded 240/1000 with glass by back
company Farmers and my wife as an Agent
age 30
San Francisco
Rate 830 year with multi car and college discounts
no tickets
coverage 100000/300000
ded 240/1000 with glass by back
company Farmers and my wife as an Agent
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03-22-06, 01:48 PM
#8
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Location: Florida
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Great. Glad you are doing this survey. Just got my first insurance bill and it went up $25 a month which I think is a lot so maybe with a bunch of people posting we can get an idea of what people are paying and with whom. I'll post my info tonight after I get home from work. 
03-22-06, 02:34 PM
#9
Lexus Test Driver
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29/30 me and wife
IS350
Temecula, Ca
$1400 a year.
I have one ticket, her an accident.
100/300/100 with $500 deductable
We also have my truck, an 03 silverado in that payment.
It went up $50 OA a year over the 03 BMW 330i we were driving.
IS350
Temecula, Ca
$1400 a year.
I have one ticket, her an accident.
100/300/100 with $500 deductable
We also have my truck, an 03 silverado in that payment.
It went up $50 OA a year over the 03 BMW 330i we were driving.
03-22-06, 05:16 PM
#10
insurance rip
Insurance, another word for lisence to steal.
me and wifey , 40 & <35
SW Virginia
500 deductable,
95 Montero
96 Dodge Ram 2500
98 Jeep Wrangler
06 IS350
00 1400 Intruder
no violations, multicar & house, 100k/300k/100k
comprehensive
$1847 year, grrrrrrr.
State Farm, Grrrrrrrrr
me and wifey , 40 & <35
SW Virginia
500 deductable,
95 Montero
96 Dodge Ram 2500
98 Jeep Wrangler
06 IS350
00 1400 Intruder
no violations, multicar & house, 100k/300k/100k
comprehensive
$1847 year, grrrrrrr.
State Farm, Grrrrrrrrr
03-22-06, 05:57 PM
#11
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Join Date: Nov 2005
Location: NJ
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Car: 350
Age: 35
Location: NJ
Rate: $769/yr.
Company: NJ Manufacturers
Violations/Accidents: None
Extra info if you know: Multi-car, 2 mile commute to work, homeowner's insurance w/ NJM
Deductible: $2000 for Collision Loss, $2000 for Other Than Collision Loss
Coverage levels: 100k for Liability, 100k for Uninsured Motorists, 15k PIP Medical Expenses, 10k PIP Extended Medical Expense Benefits.
Age: 35
Location: NJ
Rate: $769/yr.
Company: NJ Manufacturers
Violations/Accidents: None
Extra info if you know: Multi-car, 2 mile commute to work, homeowner's insurance w/ NJM
Deductible: $2000 for Collision Loss, $2000 for Other Than Collision Loss
Coverage levels: 100k for Liability, 100k for Uninsured Motorists, 15k PIP Medical Expenses, 10k PIP Extended Medical Expense Benefits.
03-22-06, 05:57 PM
#12
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Location: Florida
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With no changes to insurance made other than changing from 2004 ES330 to 2006 IS350 my insurance went from $78.92 a month to $103.87 a month.
Car: 350
Age: the car or me
.....46 and female
Location: Florida
Rate: $103.87/month
Company: State Farm
Violations/Accidents: None
Deductible: 100/Comprehensive and 250/Collision
Coverage levels: Liability 100,000/300,000 Property 50,000, Uninsured Motor Vehicle 50,000/100,000
Have discounts for multiple line, antilock brakes, antitheft, vehicle safety and accident free.
Car: 350
Age: the car or me
.....46 and femaleLocation: Florida
Rate: $103.87/month
Company: State Farm
Violations/Accidents: None
Deductible: 100/Comprehensive and 250/Collision
Coverage levels: Liability 100,000/300,000 Property 50,000, Uninsured Motor Vehicle 50,000/100,000
Have discounts for multiple line, antilock brakes, antitheft, vehicle safety and accident free.
03-22-06, 06:07 PM
#13
Lexus Test Driver
Join Date: Dec 2005
Location: Clearwater, FL
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Age: 23/M
Location: Clearwater, FL
Car: IS350
Geico Insurance
$190 per month
Full coverage with roadside, rental car, and 7 year warranty on car....
couple tickets about a year and a half ago on my bike. 1 Accident about 3 years ago.
$500 deductible
50,000/100,000
Location: Clearwater, FL
Car: IS350
Geico Insurance
$190 per month
Full coverage with roadside, rental car, and 7 year warranty on car....
couple tickets about a year and a half ago on my bike. 1 Accident about 3 years ago.
$500 deductible
50,000/100,000
04-03-06, 12:06 PM
#14
Lexus Test Driver
29
So Cal (Laguna Niguel)
Driving record:12 years, no accidents/tickets (*knock on wood*)
Coverage: 100000/300000, $500 deductible (comprehensive/collision)
Rate: $525 every 6 mos
Ameriprise Ins (thru Costco)
Side note, I was previously insured thru 21st cent and they quoted me $980/every 6 mos.
I was like screw that so I went and sought out other insurance companies and boy am I glad I did!
So Cal (Laguna Niguel)
Driving record:12 years, no accidents/tickets (*knock on wood*)
Coverage: 100000/300000, $500 deductible (comprehensive/collision)
Rate: $525 every 6 mos
Ameriprise Ins (thru Costco)
Side note, I was previously insured thru 21st cent and they quoted me $980/every 6 mos.
I was like screw that so I went and sought out other insurance companies and boy am I glad I did!
04-03-06, 12:26 PM
#15
Intermediate
Join Date: Dec 2005
Location: MA
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I've been quoted about $1700 a year. In MA the state regulates insurance rates. I have one claim ~$1500 from 1 year ago and one ticket for doing 30 in a 25 (OUCH!) - school zone. Both of those occurred in CA, but now I am in MA.
Oh well. It's about $140 a month, on a group plan through work. I live right in the City though, so that makes a big difference compared to if I lived in the burbs. I'll get a discount at the end of the year for using transit though, around 8%.
Oh well. It's about $140 a month, on a group plan through work. I live right in the City though, so that makes a big difference compared to if I lived in the burbs. I'll get a discount at the end of the year for using transit though, around 8%.