When you click on links to various merchants on this site and make a purchase, this can result in this site earning a commission. Affiliate programs and affiliations include, but are not limited to, the eBay Partner Network.
7.45 through Toyota. I'm getting screwed ( put $25K down and I have ~740 credit rating) but I plan on paying the car off in 6 months so the delta between that and what I should have gotten (~5.5) will only be about $100.
I've always gotten my best rates through various credit unions. My last one was 4.99, one before that was 3.97, but that was like 3 years ago at this point
Lexus Financial actually were able to beat my credit union with 5.9%. Rates have gone up over the past couple months unfortunately. Whatever you do, do NOT go to LendingTree.com. They sell your info all over the place. I had an awful experience with them.