IS - 2nd Gen (2006-2013) Discussion about the 2006+ model IS models

Interest Rates

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Old 05-15-06, 10:06 AM
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yov6cam
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Default Interest Rates

Hey all, what interest rates have you gotten for your car if financed?
Old 05-15-06, 10:20 AM
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al503
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7.45 through Toyota. I'm getting screwed ( put $25K down and I have ~740 credit rating) but I plan on paying the car off in 6 months so the delta between that and what I should have gotten (~5.5) will only be about $100.
Old 05-15-06, 10:29 AM
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Flipsonic
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If you have good credit, check out Costco or Patelco Credit Union. Costco = 5.8% Patelco = 5.2%
Old 05-15-06, 10:33 AM
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PhilipMSPT
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Default Previous threads on the subject...

Check out these past posts. I hope they can help.

Interest rates?

Best Current APR now?

How did you pay for your car?
Old 05-15-06, 10:47 AM
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T-Rex06
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When I got mine, my interest rate was 4.99% for 60 months through my credit union.
Old 05-15-06, 11:32 AM
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Payam
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When I got mine in December, the best they offered anywhere was like 5.4 or 5.5 and I got it at 6.5. Bad credit history...
Old 05-15-06, 11:35 AM
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TurboRush
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I've always gotten my best rates through various credit unions. My last one was 4.99, one before that was 3.97, but that was like 3 years ago at this point
Old 05-15-06, 12:17 PM
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Neucorp
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Lexus Financial actually were able to beat my credit union with 5.9%. Rates have gone up over the past couple months unfortunately. Whatever you do, do NOT go to LendingTree.com. They sell your info all over the place. I had an awful experience with them.
Old 05-15-06, 05:16 PM
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MR LEX
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5.0% through a local bank in October 2005.

Lex
Old 05-16-06, 10:32 AM
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0111
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I financed through Patelco in January and got 5.15%.
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