Bichon

The term "totalled" has nothing to do with the amount of the vehicle that has damage. It is an insurance term that stands for "total loss", meaning that the cost to repair exceeds the value of the vehicle.

conekiller

Not entirely true. "Total loss" can vary by company and/or state. Years ago 50% damage to value ratio was often considered a total loss, but the greedier insurance companies go much higher than that now (~75% isn't unheard of).

Personally if my car has 50% damage, I'm going to work on it with a 20 lb sledgehammer.