My Car Accident...vol. HIT AND RUN!
#17
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when you leave the scene of an accident, you are "running" as well. there is no "I went to chase down the person that hit me." How could anyone possibly know what happened between two cars five miles away in another part of town? You're not the police, you should have tried to get her license plate number and stay put. Now you left the scene of the accident as well. Good luck.
#19
Lexucanafer
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I hope you were kidding...I was.
#20
Lexucanafer
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If she is found to be 100% at fault, your insurance rate should not be affected. At least, that's the way it is here.
#21
Lexus Test Driver
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hey man, i know you're trying to help, but will this jepoardize my case?? i DID stop actually. it was her who did not stop. i stopped to inspect the damage, and then i noticed her driving away. at first i thought she was trying to pull over in a residential area but she just kept on going. that's why i followed her.
j/k
#22
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hey man, i know you're trying to help, but will this jepoardize my case?? i DID stop actually. it was her who did not stop. i stopped to inspect the damage, and then i noticed her driving away. at first i thought she was trying to pull over in a residential area but she just kept on going. that's why i followed her.
I just saw Kens post........He's wrong. I'm actually laughing out loud at his ignorance to the matter.
If you have to chase someone because they didn't stop, that in no way constitutes you running as well. As a citizen, you have the right make a citizens arrest, and pursue that person to a reasonable extent to affect the arrest.
If you call 911 on your cell, it automatically connects with CHP dispatchers. They will ask you to follow the vehicle if it is safe to do so. They in turn will hold you on the line and give a turn by turn to the officers in the area to make the stop.
And if you think I'm full of shiate......look at my username and do the math.....
#24
Lexus Champion
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I just saw Kens post........He's wrong. I'm actually laughing out loud at his ignorance to the matter.
If you have to chase someone because they didn't stop, that in no way constitutes you running as well. As a citizen, you have the right make a citizens arrest, and pursue that person to a reasonable extent to affect the arrest.
If you call 911 on your cell, it automatically connects with CHP dispatchers. They will ask you to follow the vehicle if it is safe to do so. They in turn will hold you on the line and give a turn by turn to the officers in the area to make the stop.
And if you think I'm full of shiate......look at my username and do the math.....
If you have to chase someone because they didn't stop, that in no way constitutes you running as well. As a citizen, you have the right make a citizens arrest, and pursue that person to a reasonable extent to affect the arrest.
If you call 911 on your cell, it automatically connects with CHP dispatchers. They will ask you to follow the vehicle if it is safe to do so. They in turn will hold you on the line and give a turn by turn to the officers in the area to make the stop.
And if you think I'm full of shiate......look at my username and do the math.....
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He did say she stopped, she just wouldn't stay. So you know how this will go down, think about it.
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Last edited by kensteele; 01-13-07 at 09:55 AM.
#25
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If she refuses to put in a claim and you must put in a claim with your insurance, they will at first try to contact her/her insurance to see if they are claiming responsibility or not. If they deny responsibility than yes you will have to pay your deductible and your rates will go up.
Did the police file a report stating that she ran into you?? If so then right there her insurance will cover it and you will not have to pay anything or have your rates go up. If they filed a report that says either of you COULD have been at fault, then the insurance companies will say that you are both equally at fault, even though its not your fault, and will make both of you go through your own insurance company.
I would personally say that if her insurance will not cover it or will not take responsibility, to get an estimate to see if you can get it fixed without going through insurance if you have the money. It is going to be a tad expensive cause the whole fender, bumper, and ground effects will have to be repaired and painted. (Its hard to tell from the pic but the damage on the fender, it may just be paint/transfer on the fender and didnt damage it. In that case you would probably looking at 7-800 to pull the front bumper and ground effects, repair and repaint them and put them back on.)
#26
Lexus Champion
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hey man, i know you're trying to help, but will this jepoardize my case?? i DID stop actually. it was her who did not stop. i stopped to inspect the damage, and then i noticed her driving away. at first i thought she was trying to pull over in a residential area but she just kept on going. that's why i followed her.
I thought you said she stopped...but she just drove away and wouldn't stay (which is probably what she'll say). i would just focus on the accident piece and I definitely wouldn't chase a hit-and-run fender bender to make a citizen's arrest. good luck.
#27
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well i have already talked to my insurance company, and the last thing i want are my rates to go up. what should i do right now? go to my local PD and ask to file a hit and run? call her insurance company and try to get things straight with them? this is so ridiculous, i didn't do anything wrong, and now my rates are gonna go up? my insurance is already 4450 every 6 months...i have to get this ***** to pay for everything!
Last edited by IS_NIICE; 01-13-07 at 11:13 AM.
#28
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Go to the PD and talk to them. You should definitly push for the hit and run. I am prety sure the law requires both of you to stop and exchange informaion after an acceident. She took off, and that is a violation! They key is something in the report to say that she hit you! That should get you off the hook with your insurance.
#29
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Who is your insurance and who is her insurance??? From working with almost every insurance company i could tell ya if you are going to have a hard time or somewhat easy time...
I know the damage looks bad but what i have done many times for people with little fender benders like this is get some good rubbing compound and see if most of that is transfer. I can see that the bumper and the ground effects kit are damaged and need repair but the fender might be fine. I bet that a lot of that will rub off and not look as bad. Like i said before, it would cheaper if you could afford to get it fixed outright. A lot of bodyshops will cut you a deal if you are paying 100% cash for something rather than through insurance.
I know the damage looks bad but what i have done many times for people with little fender benders like this is get some good rubbing compound and see if most of that is transfer. I can see that the bumper and the ground effects kit are damaged and need repair but the fender might be fine. I bet that a lot of that will rub off and not look as bad. Like i said before, it would cheaper if you could afford to get it fixed outright. A lot of bodyshops will cut you a deal if you are paying 100% cash for something rather than through insurance.
#30
Pole Position
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ouch, that sucks. someone POS did a hit and run on my IS. i loved to know who did it. lucky for you your damage is very minor and you know who did. my IS required a new door, fender, and mirror. good luck, and get that report filed. there is no reason for you to pay your deductible bcuz some idiot hit your car.