IS - 2nd Gen (2006-2013) Discussion about the 2006+ model IS models

Current interest rates

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Old 04-22-07, 06:34 AM
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warrionex
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Default Current interest rates

Pentagon Federal is the best I could find. Please, post a better offer!

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Last edited by warrionex; 04-23-07 at 01:25 AM.
Old 04-22-07, 07:02 AM
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mt1
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University Credit Union (ucu.org)

New Car Loans
2006 & 2007

6.35%

Up to 72 months.
84 months for loans of $30,000 or more.
All new cars at 100% financing, not to exceed manufacturer's retail price, plus tax, license and warranties. Maximum loan amount: $75,000.
======
Used Cars & Demonstration Models(private party and dealership purchases; loan refinances; cash out available; demonstration models)

6.35% - 2005 - 2007 models
Up to 72 months, 100% financing.
84 months for loans of $30,000 or more.

7.65% -1997 - 2004 models
Up to 72 months, 100% financing.
84 months for loans of $30,000 or more.
Loans issued up to 100% retail Book value, plus tax, license and warranties. Maximum loan amount: $75,000.
Old 04-22-07, 07:13 AM
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kkchoi
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Navy Federal Credit Union (www.navyfcu.org):
New Vehicles
Up to 36 mos: 3.5%
37 to 72 mos: 5.0%
73 to 84 mos: 6.5%
85 to 96 mos: 7.0%
Old 04-22-07, 08:54 AM
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freddymoo
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i wish i knew someone in the navy so i can take advantage of their 3.5% rate.
Old 04-24-07, 03:16 AM
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warrionex
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Winner: Navy Federal Credit Union
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Old 04-24-07, 08:47 AM
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iatacs19
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http://www.jfcu.org/rates_consumerRates.asp#na

4.5%
Old 04-24-07, 01:02 PM
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kickin8
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wow! 3.5 is heck of a deal !

you can keep the $ and put it in banks like HSBC or ING to get 5%!
Old 04-24-07, 02:32 PM
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Memout
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When I went to the dealership, they offered me 2.9% finance for 48 months with 20k down
Old 04-24-07, 02:59 PM
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Panerai21
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What dealership offered 2.9% with 20 down?

Thanks
Old 04-24-07, 03:51 PM
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warrionex
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For a 60 month loan the Justice Federal Credit Union is the leader.
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Old 04-24-07, 05:22 PM
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danrgray
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I started with the Lexus dealership at 5.99, then when I called to cancel a old credit card I didn't need, they offered me a balance tranfer at 3.99. I took it, but don't miss a monthly payment or you'll be sorry!
Old 04-24-07, 06:17 PM
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Memout
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Originally Posted by Panerai21
What dealership offered 2.9% with 20 down?

Thanks
Dealership in the south shore of Montreal, Quebec called Prestige Lexus
Old 04-26-07, 05:37 PM
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warrionex
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I just talked with a representative of the Justice Federal Credit Union, an apparently it is somewhat easy to apply for a a membership. You don't need to be on the membership's illegibility list. There are other alternatives.

4.50% for 60 month loan is unbeatable.
Old 04-26-07, 05:45 PM
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sirkfc
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Those of you comparing a car loan against savings account interest have to keep in mind that your savings account interest is taxed while I don't think a car loan is tax deductible. Thus, your 5% savings interest after 35% tax is 3.25%. Still, good if you can find comparable offsets.
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