Current interest rates
#2
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University Credit Union (ucu.org)
New Car Loans
2006 & 2007
6.35%
Up to 72 months.
84 months for loans of $30,000 or more.
All new cars at 100% financing, not to exceed manufacturer's retail price, plus tax, license and warranties. Maximum loan amount: $75,000.
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Used Cars & Demonstration Models(private party and dealership purchases; loan refinances; cash out available; demonstration models)
6.35% - 2005 - 2007 models
Up to 72 months, 100% financing.
84 months for loans of $30,000 or more.
7.65% -1997 - 2004 models
Up to 72 months, 100% financing.
84 months for loans of $30,000 or more.
Loans issued up to 100% retail Book value, plus tax, license and warranties. Maximum loan amount: $75,000.
New Car Loans
2006 & 2007
6.35%
Up to 72 months.
84 months for loans of $30,000 or more.
All new cars at 100% financing, not to exceed manufacturer's retail price, plus tax, license and warranties. Maximum loan amount: $75,000.
======
Used Cars & Demonstration Models(private party and dealership purchases; loan refinances; cash out available; demonstration models)
6.35% - 2005 - 2007 models
Up to 72 months, 100% financing.
84 months for loans of $30,000 or more.
7.65% -1997 - 2004 models
Up to 72 months, 100% financing.
84 months for loans of $30,000 or more.
Loans issued up to 100% retail Book value, plus tax, license and warranties. Maximum loan amount: $75,000.
#6
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#11
Driver School Candidate
Join Date: Mar 2007
Location: Iowa
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I started with the Lexus dealership at 5.99, then when I called to cancel a old credit card I didn't need, they offered me a balance tranfer at 3.99. I took it, but don't miss a monthly payment or you'll be sorry!
#13
Lead Lap
Thread Starter
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I just talked with a representative of the Justice Federal Credit Union, an apparently it is somewhat easy to apply for a a membership. You don't need to be on the membership's illegibility list. There are other alternatives.
4.50% for 60 month loan is unbeatable.
4.50% for 60 month loan is unbeatable.
#14
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Those of you comparing a car loan against savings account interest have to keep in mind that your savings account interest is taxed while I don't think a car loan is tax deductible. Thus, your 5% savings interest after 35% tax is 3.25%. Still, good if you can find comparable offsets.
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