How much is your car payment
08-02-07, 09:21 AM
#16
Lexus Champion
Very, very few people can pay cash for a car, esp a Lexus. A car is not an accessory for 99% of the people who need a vehicle to get to work. It's good that you can pay cash for it, but can't agree with your view that you shouldn't get a car unless you can pay cash for it. If that was the case there wouldn't be any auto industry.
08-02-07, 09:41 AM
#17
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I well technically I believe almost anyone with a white collar job can afford a civic or a accord in full;however, a lexus is more of an accessory. People don't "need" a lexus if its just for work...anything would do. Well maybe my view is biased, I am 18 and my parents just paid every cent for it. I grew up in a family of 6 sibblings and most people say we are spoiled, but its not like my parents arent making very good money.
08-02-07, 09:50 AM
#18
Car note $337 a month, traded in my is300 for $17K, put down $9k
18 months ago i owed $20.5k thats was everything, taxes, lojoack, dealer extra's fully loaded, not to mention I had the 3rd IS350 in the state of Mass @ that time around Nov 2005, & now I owe $7k so i should be paid off in about 6 months or so, give or take. . .
18 months ago i owed $20.5k thats was everything, taxes, lojoack, dealer extra's fully loaded, not to mention I had the 3rd IS350 in the state of Mass @ that time around Nov 2005, & now I owe $7k so i should be paid off in about 6 months or so, give or take. . .
08-02-07, 09:59 AM
#20
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I'm gonna have to agree with Evitzee here. If your theory applied to me, i'd be driving a Honda Civic since that's all my $17K I put towards my IS would get me.
08-02-07, 10:10 AM
#21
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I well technically I believe almost anyone with a white collar job can afford a civic or a accord in full;however, a lexus is more of an accessory. People don't "need" a lexus if its just for work...anything would do. Well maybe my view is biased, I am 18 and my parents just paid every cent for it. I grew up in a family of 6 sibblings and most people say we are spoiled, but its not like my parents arent making very good money.
Get off your butt, move out, get a job and pay for your own stuff and then report back as to how easy it is to pay cash for a new car with no assistance from mommy and daddy. Whether it's a Honda Civic or a Toyota Matrix you most likely would be walking a few years before you'd be in even an entry level type vehicle. You're right, you are spoiled.
08-02-07, 10:10 AM
#22
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I well technically I believe almost anyone with a white collar job can afford a civic or a accord in full;however, a lexus is more of an accessory. People don't "need" a lexus if its just for work...anything would do. Well maybe my view is biased, I am 18 and my parents just paid every cent for it. I grew up in a family of 6 sibblings and most people say we are spoiled, but its not like my parents arent making very good money.
I think the flood gates to that debate are now open...
08-02-07, 10:16 AM
#23
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I well technically I believe almost anyone with a white collar job can afford a civic or a accord in full;however, a lexus is more of an accessory. People don't "need" a lexus if its just for work...anything would do. Well maybe my view is biased, I am 18 and my parents just paid every cent for it. I grew up in a family of 6 sibblings and most people say we are spoiled, but its not like my parents arent making very good money.
Now things are different! I've moved out, graduated college, gotten a job and no longer need support from my parents. I paid for my IS with MY money and I make the monthly payments with MY money that I earn from working for a living.
Take it from someone who's been in your shoes... I think it's time you wake up and learn how things work in the REAL WORLD.
08-02-07, 10:17 AM
#24
It's very easy for an 18yo whose parents bought him a Lexus in cash to say everyone should pay cash for their autos. Get off your butt, move out, get a job and pay for your own stuff and then report back as to how easy it is to pay cash for a new car with no assistance from mommy and daddy. Whether it's a Honda Civic or a Toyota Matrix you most likely would be walking a few years before you'd be in even an entry level type vehicle. You're right, you are spoiled.
Get off your butt, move out, get a job and pay for your own stuff and then report back as to how easy it is to pay cash for a new car with no assistance from mommy and daddy. Whether it's a Honda Civic or a Toyota Matrix you most likely would be walking a few years before you'd be in even an entry level type vehicle. You're right, you are spoiled.
08-02-07, 10:21 AM
#25
P.S. I am not preaching here, just pointing out the facts, because I am in the same boat, I put down 25k for a lexus when I could have bought a different car and not have a loan. After having a near-death experience, my motto is "You live once so live like a king one day at a time"
08-02-07, 10:23 AM
#26
Lexus Fanatic
Cashed out my CD i've rolled for many many many yrs and bought my car outright. Pay $90 bucks a month insurance for my is350 AND my 5.0
As for ppl having their parents buy them their car? I got my lic at 15 and at 16 my parents bought me a brand new 83 celica GT hatch for 8k
That was the first and last time my parents ever bought me a car, course i went on to total it within 2yrs.
As for ppl having their parents buy them their car? I got my lic at 15 and at 16 my parents bought me a brand new 83 celica GT hatch for 8k
That was the first and last time my parents ever bought me a car, course i went on to total it within 2yrs.
08-02-07, 11:06 AM
#27
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I well technically I believe almost anyone with a white collar job can afford a civic or a accord in full;however, a lexus is more of an accessory. People don't "need" a lexus if its just for work...anything would do. Well maybe my view is biased, I am 18 and my parents just paid every cent for it. I grew up in a family of 6 sibblings and most people say we are spoiled, but its not like my parents arent making very good money.
08-02-07, 11:45 AM
#29
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Well I am 18 years old... my parents don't want me working until I graduate UC Berkeley... They just want to make sure I will focus on my studies unless its an internship for some engineering/business firm so I can get some useful technical skills.
Last edited by asianfob; 08-02-07 at 02:06 PM.
08-02-07, 01:51 PM
#30
I am old school (and just old 
) but I always have bought and drove what I could pay for at that time. My first car was a 1953 Ford that cost me $250 in 1963. If I only have the money for a Ford Escort then I drive a Ford Escort. Luckily I have had a good life and can now drive what I want. Like I said, not that I am smart, just old!! 
Aloha,
Larry
) but I always have bought and drove what I could pay for at that time. My first car was a 1953 Ford that cost me $250 in 1963. If I only have the money for a Ford Escort then I drive a Ford Escort. Luckily I have had a good life and can now drive what I want. Like I said, not that I am smart, just old!! Aloha,
Larry