Somebody rammed my car. Have ?'s (New Pics -56k Beware!)
08-25-07, 02:21 PM
#20
Pole Position
Join Date: Mar 2007
Location: BC
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i'd be in mourning too if i saw my car like that especially if the accident wasnt my fault. at least your alright. to me it looks like the repair will be a lot less than the total worth of the car unfortunately.
08-25-07, 03:05 PM
#21
Tech Info Resource
iTrader: (2)
Threads merged. All pics included.
Sorry to hear about your accident, especially so soon after taking ownership.
Sorry to hear about your accident, especially so soon after taking ownership.
08-25-07, 04:26 PM
#23
Lead Lap
Thread Starter
Uf
No but I have been a gator fan my entire life and would have like to have went there. I currently attend USF college of engineering because of the proximity to where I live now.
08-25-07, 06:31 PM
#24
Lexus Test Driver
Sorry about the accident. I'd be surprised if they total it unless there is substantial frame damage. One of the unintended negative consequences of having a car worth more $$ is that there's a higher tolerance for repairs before the insurance company decides to total the car. Even if it's $20k in repairs, it's cheaper than paying out $35k+.
If they decide to repair it, give them a chance. They might do a great job for you.
If they decide to repair it, give them a chance. They might do a great job for you.
08-26-07, 09:25 AM
#26
Lexus Test Driver
Wednesday, the cost to repair the vehicle needs to exceed 75% of the Actual Cash Value to replace it before its considered a total loss. also some insurance companies have endorsements that you can purchase that will allow you to have the car written off as a loss when the damage exceeds certain limits and if the odometer is within a certain number of miles.
08-26-07, 10:33 AM
#27
Lead Lap
Thread Starter
Question about value
Has anyone traded or sold a wrecked and repaired ISx50? If so how much were you able to get? I am hoping to speak to the insurance claims adjuster tomorrow and plan on informing them that I will be seeking loss of value if the car is not totalled. I read somewhere to ask for 25% of the value which would be 8 to 9 thousand. I can't find anywhere that will give me an estimate of the value of a car with a history of damage. I am also considering hiring an independent appraiser to look at the car. I had planned on keeping the car for 5 years and I refuse to keep a car that long that has had significant damage and soaked and stinky interior. It rained heavily again last night with more chances today and the car is sitting unprotected just getting more and more water damage. To add insult to injury the a**hole who hit me and his parents have not reported the accident and are holding up the process. One more question, do I have the right to ask them to pay for a premium rental car? I feel like if this is going to be drawn out they should provide me with a close equivalent to my car. Sorry this is so long but I just can't stop thinking and worrying about my car.
08-26-07, 10:53 AM
#28
Lexus Test Driver
Has anyone traded or sold a wrecked and repaired ISx50? If so how much were you able to get? I am hoping to speak to the insurance claims adjuster tomorrow and plan on informing them that I will be seeking loss of value if the car is not totalled. I read somewhere to ask for 25% of the value which would be 8 to 9 thousand. I can't find anywhere that will give me an estimate of the value of a car with a history of damage. I am also considering hiring an independent appraiser to look at the car. I had planned on keeping the car for 5 years and I refuse to keep a car that long that has had significant damage and soaked and stinky interior. It rained heavily again last night with more chances today and the car is sitting unprotected just getting more and more water damage. To add insult to injury the a**hole who hit me and his parents have not reported the accident and are holding up the process. One more question, do I have the right to ask them to pay for a premium rental car? I feel like if this is going to be drawn out they should provide me with a close equivalent to my car. Sorry this is so long but I just can't stop thinking and worrying about my car.
08-26-07, 11:00 AM
#29
Lead Lap
Thread Starter
I have their insurance information and have filed a claim with their insurer (State Farm) they however said that they can't do anything until the other person calls and gives a statement. They do have the accident report from the Florida Highway Patrol that shows the other driver was cited. I was told by my insurer (Allstate) that if I want to claim loss of value that I would have to file through the person at faults company. I figure they won't total it so I want to get as much for loss of value as possible (because I will be trading it on a new one ASAP) and I want a decent rental to drive for the weeks that I know that it is going to take to fix all this damage. At this point I just want to be where I was before they hit me, no more and no less. I am just afraid I wont get enough to trade without an increase in payments. Oh and Thank You Bass Mech for they helpful info! I really appreciate it!
Last edited by wednesday; 08-26-07 at 11:39 AM.
08-26-07, 01:58 PM
#30
Lexus Test Driver
I have their insurance information and have filed a claim with their insurer (State Farm) they however said that they can't do anything until the other person calls and gives a statement. They do have the accident report from the Florida Highway Patrol that shows the other driver was cited. I was told by my insurer (Allstate) that if I want to claim loss of value that I would have to file through the person at faults company. I figure they won't total it so I want to get as much for loss of value as possible (because I will be trading it on a new one ASAP) and I want a decent rental to drive for the weeks that I know that it is going to take to fix all this damage. At this point I just want to be where I was before they hit me, no more and no less. I am just afraid I wont get enough to trade without an increase in payments. Oh and Thank You Bass Mech for they helpful info! I really appreciate it!
if they give you any trouble tell them your going to file a complaint with the insurance commissioner, that should get their attention.
for anyone reading this who doesnt agree do a search on yahoo or any search engine for "state farm insurance complaints" i think you will be suprised at how many hits and stories you find.