sanjo

Hello every one,

I am looking to buy an IS 250 next year. May be used or brand new, still haven't decided. I will be 22 by then. I live in Illinois, just wondering how much will be auto insurance????

Appreciate ur feedbacks!!!!!!

VIS250P

iTrader: (1)

Depend on how is your record? Speeding ticket, accident, and etc... I got mine full coverage on 08 IS250 for $65 a month and Im 30...

sanjo

no speeding ticket, no accidents, none so far, Thank god Since I am under 25, it will kill me for sure

ReLexin

No it won't kill you because your 22. If you have had your license for 6 years with no surcharges then you will have the same rate as someone that has had their license for longer...

javyLSU

iTrader: (21)

Hi sanjo, welcome to Club Lexus

You'll definitely want to browse the FAQ's for the 2nd Generation IS thread, which will answer many of the questions you may have in shopping for your car. One of the links on that page includes this thread, which contains discussion about insurance costs for the 2IS. Hope this helps,

Javier

tex2670

I think it's tough to say "You will be paying $XX". I traded a 2000 Acura 3.2TL, and my insurance increase a few hundred dollars a year.

05LSV

depends on your age, region of the country, driving record, insurance company, etc, etc.

lexy250

iTrader: (4)

i pay about 760 every 6 mo. with 3 speeding violations...and im 24 now so you just gotta shop around.

sanjo

thnks for ur input guys

gengar

Pretty much every insurance policy I looked into when I was under 25 had a rather hefty premium just for being under 25, even though I had been driving since 16.

As for the OP, the easiest way to estimate it is to, well, get an estimate. Fill out information at one of the insurance websites or call them directly to get a quote.

cmdace18

I agree -- get 7 or 8 quotes -- seriously.

Heres a simple list I called:

All State
Geico
Progessive
State Farm
AIG
Liberty Mutual
Nationwide
Travelers

Call everyone, give them your info, and keep a list. Make sure you have all the same coverages for each (don't change options), that way they are quoting you the same for each.

That's the best way. Like everyone has mentioned, it depends on accidents, tickets, etc etc. If you own a home, or can pay in full (6 months), you save money. Every company is a little different, so do your research.

gsrthomas

iTrader: (1)

I have pay 120 a month for my Acura GSR and my Lexus IS250. I'm 27, no tickets or accidents. Wawanesa Insurance.

IS350jet

I pay about $1,300/YR. I'm 44 with a perfect driving record. The 2 biggest factors are your age and your zip code.

cmdace18

wow, i guess i'm not too far off.

27 years old
1 HOV ticket
2 speeding tickets (school passed)
Florida

Almost $1700 year

sanjo

Would I save more on insurace when I buy it used or brand new? or abt the same?