2IS insurance costs (merged threads)
01-05-10, 01:17 PM
#287
wth seriously 650, wow have you been driving for 20years or so with no points at all. Never heard of that. What do you mean by full coverage tho. If i take off the rentals, medical coverage and a higher deductible, i'll be paying around that price. You should double check your coverage just incase, just saying.
01-05-10, 05:03 PM
#292
ok im lookin at my policy... my mistake... the 650 is for my 2006 s2000.
my 2002 corolla cost 400 per year. and the is250 cost 750 per year. and my 05 cbr 600rr cost 400 per yr.
im being covered by allstate. im 28 and i have been driving since i was 16 or 17. no tickets or accidents.
deductible is 1k and limits are at 50k per person max 100k
i have towing and medical...
i own a home in so cal. (91731) so i get a good discount from it.
so total about 2500 per year for insurance.
my 2002 corolla cost 400 per year. and the is250 cost 750 per year. and my 05 cbr 600rr cost 400 per yr.
im being covered by allstate. im 28 and i have been driving since i was 16 or 17. no tickets or accidents.
deductible is 1k and limits are at 50k per person max 100k
i have towing and medical...
i own a home in so cal. (91731) so i get a good discount from it.
so total about 2500 per year for insurance.
Last edited by sean2sean; 01-05-10 at 05:10 PM.
01-05-10, 05:05 PM
#293
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This thread is BS given that people are not posting everything needed to make informed decisions on the cost of their auto insurance. There are so many factors, but the key ones are your zip code (unless in CA, now every zip code is treated the same in CA by law!)... Your age... Whether you have the IS-250 or the IS-350 (AND THE YEAR!!)... Your driving record... And coverages both colission, comp, and liability, with your deductable.
With that said, I have Allstate, and my premium recently increased a little but is:
$740 for my 2006 IS-350 every 6 months with a $500 deductable on collision, comp. 100/300 liability. Rental Car & Towing included. I live in San Diego, CA, 33 years old, and my driving record is clean. My premium does include a discount for having renters insurance through the same company.
With that said, I have Allstate, and my premium recently increased a little but is:
$740 for my 2006 IS-350 every 6 months with a $500 deductable on collision, comp. 100/300 liability. Rental Car & Towing included. I live in San Diego, CA, 33 years old, and my driving record is clean. My premium does include a discount for having renters insurance through the same company.
01-05-10, 05:11 PM
#296
well it depends on your driving habits i suppose. if its not your fault... you shouldnt be worried about hitting someone else...
most of the time its ppl hitting my car. and they are at fault. lol.
most of the time its ppl hitting my car. and they are at fault. lol.
01-05-10, 09:34 PM
#297
i pay 1100/6months for my 06 350 and 700/6months for my 07 camry xle. i have geico and got alot of discounts having 2 cars on my policy. i have 1000 deduc on collision and 500 w glass on comprehesive. no rental, road side assist or medical. i'll get rental/road side when my lexus CPO warranty is up.
01-06-10, 06:51 AM
#298
sorry, so i pay 3600 for a year. with AAA im 19. i have 100/300 liability. $40 a day rental coverage, full towing, 100 deductible. the only reason that it is that cheap is because i am stil part of my parents coverage. if i go by myself and keep the same everything it goes to almost 5k. i have no idea why it is so high
01-06-10, 06:53 AM
#299
is this good for a lease insurance?
VEHICLES: DRIVERS:
1. 10 Lexus IS 250
Policy Period: 6 months.
Bodily Injury Liability: $50,000 per person, $100,000 per occurrence
Property Damage Liability: $50,000
Uninsured Motorist Bodily Injury: $50,000 per person, $100,000 per occurrence
Waiver of Collision Deductible
Comprehensive: $1,000 Deductible
Collision: $1,000 Deductible
Rental Reimbursement: $30 per day, 30 day maximum
Total Premium Including Fees: $811.90
The premium can be paid in full, or with an initial payment of $136.10
plus 5 monthly installments of $140.16.
VEHICLES: DRIVERS:
1. 10 Lexus IS 250
Policy Period: 6 months.
Bodily Injury Liability: $50,000 per person, $100,000 per occurrence
Property Damage Liability: $50,000
Uninsured Motorist Bodily Injury: $50,000 per person, $100,000 per occurrence
Waiver of Collision Deductible
Comprehensive: $1,000 Deductible
Collision: $1,000 Deductible
Rental Reimbursement: $30 per day, 30 day maximum
Total Premium Including Fees: $811.90
The premium can be paid in full, or with an initial payment of $136.10
plus 5 monthly installments of $140.16.
01-06-10, 10:41 AM
#300
2008 Lexus Is350 - $385.56 / 6 months (Breakdown below - not applicable refers to deductibles which don't apply for liability)
COVERAGE LIMITS DEDUCTIBLE PREMIUM
Automobile Liability Insurance Not Applicable $70.92
Bodily Injury $100,000 each person
$300,000 each accident
Property Damage $100,000 each accident
Uninsured Motorists Insurance $100,000 each person Not Applicable $10.90
for Bodily Injury $300,000 each accident
Underinsured Motorists Insurance $100,000 each person Not Applicable $3.78
for Bodily Injury $300,000 each accident
Automobile Medical Payments $10,000 each person Not Applicable $14.88
Auto Collision Insurance Actual Cash Value $500 $195.03
Auto Comprehensive Insurance Actual Cash Value $0 $83.85
Towing and Labor Costs Coverage $80 each disablement Not Applicable $6.20
Total Premium for 08 Lexus Is350 $385.56
--- DISCOUNTS APPLIED ---
Your premium for this vehicle reflects the following discounts:
Passive Restraint $6.38
Multiple Policy $64.34
Antilock Brakes $29.55
The Good Hands People Program $40.52
Premier $51.16
New Car $79.96
Good Payer $19.19
Future Effective Date $19.19
COVERAGE LIMITS DEDUCTIBLE PREMIUM
Automobile Liability Insurance Not Applicable $70.92
Bodily Injury $100,000 each person
$300,000 each accident
Property Damage $100,000 each accident
Uninsured Motorists Insurance $100,000 each person Not Applicable $10.90
for Bodily Injury $300,000 each accident
Underinsured Motorists Insurance $100,000 each person Not Applicable $3.78
for Bodily Injury $300,000 each accident
Automobile Medical Payments $10,000 each person Not Applicable $14.88
Auto Collision Insurance Actual Cash Value $500 $195.03
Auto Comprehensive Insurance Actual Cash Value $0 $83.85
Towing and Labor Costs Coverage $80 each disablement Not Applicable $6.20
Total Premium for 08 Lexus Is350 $385.56
--- DISCOUNTS APPLIED ---
Your premium for this vehicle reflects the following discounts:
Passive Restraint $6.38
Multiple Policy $64.34
Antilock Brakes $29.55
The Good Hands People Program $40.52
Premier $51.16
New Car $79.96
Good Payer $19.19
Future Effective Date $19.19
Last edited by rebs; 01-06-10 at 10:45 AM. Reason: Explained the "Not Applicable" & added Discount section