IS - 2nd Gen (2006-2013) Discussion about the 2006+ model IS models

Some questions about the 250 and 350...

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Old 03-01-08 | 04:39 PM
  #16  
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Originally Posted by Rythmx2
who are you insured under? And what do you do-use the minimum insurance?
Well....I'm currently inssured with State Farm. I'm fully covered everything. Just the coverage for everything is like $20,000/$40,000 for injuries, property damages, and all the other collisions. I tired the minimum with Geico....can't say that it wasn't cheap, but not alot was covered and here in Hawaii Collision Coverage is required by all cars. I'm not to sure about other places. The only thing I'm not paying for is a rental car if my car is totaled in an accident. Didn't really seem to bother me since I have more then one car at home.
Old 03-01-08 | 04:52 PM
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so pretty much you are covered for everything...but you have low coverage for everything?
Old 03-01-08 | 05:20 PM
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Originally Posted by Rythmx2
so pretty much you are covered for everything...but you have low coverage for everything?
I guess. I think this was covered more because when I was with Geico I think it was more like $10,000/$20,000 coverage.

Just to add also that all these prices for insurace is included with my one speeding ticket(this wasn't with my IS350, but with my VW GTI).
Old 03-01-08 | 05:23 PM
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hehe...and yeah guys money isnt an issue for the car I was considering getting an Elise but the insurance for that thing would be around 7k-9k lol
Old 03-01-08 | 05:28 PM
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Originally Posted by Rythmx2
hehe...and yeah guys money isnt an issue for the car I was considering getting an Elise but the insurance for that thing would be around 7k-9k lol
well if u get in an accident in that car... you will need a hella lot of injury coverage for sure
Old 03-01-08 | 05:29 PM
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hehe yeah, but I am not going to get it.....yet
Old 03-01-08 | 05:30 PM
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Originally Posted by llamaboiz
there is only 1 difference that matters, 100hp, its like night and day between the two cars.
I agree totally. Although there is a market for the 250 and it is a great car, I would not own one. I bought the car for the 300+ horses and rear wheel drive.
Old 03-01-08 | 06:27 PM
  #23  
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I live in Long Island, New York. And im telling you that there is a drastic difference in Insurance rates between the 250 and 350. I already got a quote from State Farm. If you're that young and living on Long Island, You should Definitely get the IS250 AWD. Its cheaper msrp, safer and easier in snow and will save you tons on your insurance. Im in Massapequa and AWD for a new driver is def. a plus out here for us.
Old 03-01-08 | 06:51 PM
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In california expect to pay around $470-500/month for full coverage, about 6k a year. thats what i'm paying right now. not sure if insurance prices differ greatly between states.
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