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who are you insured under? And what do you do-use the minimum insurance?
Well....I'm currently inssured with State Farm. I'm fully covered everything. Just the coverage for everything is like $20,000/$40,000 for injuries, property damages, and all the other collisions. I tired the minimum with Geico....can't say that it wasn't cheap, but not alot was covered and here in Hawaii Collision Coverage is required by all cars. I'm not to sure about other places. The only thing I'm not paying for is a rental car if my car is totaled in an accident. Didn't really seem to bother me since I have more then one car at home.
there is only 1 difference that matters, 100hp, its like night and day between the two cars.
I agree totally. Although there is a market for the 250 and it is a great car, I would not own one. I bought the car for the 300+ horses and rear wheel drive.
I live in Long Island, New York. And im telling you that there is a drastic difference in Insurance rates between the 250 and 350. I already got a quote from State Farm. If you're that young and living on Long Island, You should Definitely get the IS250 AWD. Its cheaper msrp, safer and easier in snow and will save you tons on your insurance. Im in Massapequa and AWD for a new driver is def. a plus out here for us.
In california expect to pay around $470-500/month for full coverage, about 6k a year. thats what i'm paying right now. not sure if insurance prices differ greatly between states.