i3urton

are we allowed to use a credit card to make a payment??if so whats the nubmer.. . reason is i have a rewards credit card i would like to use for now on...simply cash from american express gives u month cash rebate for 5% on gas , office supply ...but 1% for anything else... this is the best card i could find does any one have a better rate.???

TopGearLA

no... not from what ive heard. and most points cards are gimmicks... but it helps u build ur credit so what have you.

Eddiebx

i highly doubt any financing company would let you settle your debt with other forms of debt, but I could be wrong, never tried that before.

and how are point cards gimmicks? you get free stuff, money, etc. for purchasing something that you would've purchased regardless of points or not.

i3urton

last year i had the chase professional card... get 3% on gas and 1% on every thing else ive manage to use it for 5k and 5k cash down when i purchased my car last year...i will call lexus finances tomorrow and see if i can or not.

XprincoX

iTrader: (10)

i don't even think you have that credit card option when submitting payments. It doesn't have that option online or on the paper invoice.

tex2670

you can put a deposit on your cc. I've heard stories where people did it, but if you paid by cc, the dealer would get a 2-3% hit for the fee, so they'd want you to pay a higher purchase price.

CAIFAN_64

iTrader: (1)

what you can do is this..............If your credit card sends you checks (mine does) pay with those checks the car payment

2k4CamkilA

The payments i made when i had my camry was done through tfs(toyota financial services). You can set it up to automatically be taken out same time and same date out of your bank acct.

jackblack7

Be careful. Typically when you use those checks you're charged a fee. Usually around 3%. Also, sometimes those checks tap your cash advance limit, which has a higher APR.

CAIFAN_64

iTrader: (1)

well it depends on the credit card, the ones I receive has 0% fee

i3urton

yea ive seen thoes checks and i just throw them away...should of used them.... correct there is not cc option... but i pay with my credit card all the time when paying for my cell phone bill (verizion)

tex2670

Are you SURE you are getting points by using convenience checks??

tex2670

No fee, but may accrue interest immediately, rather than 30 day grace.

LeslieRC

My wife's sister and her husband pay their mortgage with their American Express Card in order to accumulate Rewards points faster. They've been doing that for over 5 years.

ntran18

iTrader: (27)

This is call refinancing.