Money Down
01-22-11, 12:51 PM
#16
Lexus Test Driver
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I would look used and save on the depreciation plus get more car for less $$ I used me trade as a downpayment. Trade value was around 14k. Financed the rest for 4 years.
01-22-11, 03:17 PM
#20
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hmm, why are you paying 550 a month on only 20k? How long was your loan for? And if you gave them extra $, You should have had them take it off your principle so you'd save $ in interest. It sounds like all you did was pay your payments in advance which negates to benefit of financing.
01-23-11, 12:49 AM
#21
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I am sorry, I forgot to mention that I bought an extended warranty and other stuff and my total price went from 22K before tax to almost 28 thousand. After 6.9 interest the price quickly went up to over 31 thousand dollars. I found out later that I paid an arm and a leg for the extended warranty. To be exact I paid 3,000 dollars. I know, I got ripped off. After I found out that I paid too much (thanks forum threads), I decided to return my warranty and I got 2700 dollars back plus 300 dollars from another useless add on. All in all, my price was close to 25,000 after tax and plus whatever the interest amount is. BTW, my loan is for 5 years.
01-23-11, 01:23 AM
#24
Have you checked into the Lexus College Graduate program? I just bought my IS through the program. They have really good financing terms (0.9 @ 48 Mos or 2.9 @ 60 Mos when i bought my car) and you get some extra things like 90 days till first payment. I believe you can lease a 2011 IS without a down payment as well through the program.
I put $5k down on mine though
I went for the 0.9% @ 48 Mos through their College Grad Program
I put $5k down on mine though
I went for the 0.9% @ 48 Mos through their College Grad Program
01-23-11, 04:26 PM
#25
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Have you checked into the Lexus College Graduate program? I just bought my IS through the program. They have really good financing terms (0.9 @ 48 Mos or 2.9 @ 60 Mos when i bought my car) and you get some extra things like 90 days till first payment. I believe you can lease a 2011 IS without a down payment as well through the program.
I put $5k down on mine though I went for the 0.9% @ 48 Mos through their College Grad Program
I put $5k down on mine though
I went for the 0.9% @ 48 Mos through their College Grad Program
01-23-11, 06:48 PM
#28
Have you checked into the Lexus College Graduate program? I just bought my IS through the program. They have really good financing terms (0.9 @ 48 Mos or 2.9 @ 60 Mos when i bought my car) and you get some extra things like 90 days till first payment. I believe you can lease a 2011 IS without a down payment as well through the program.
I put $5k down on mine though I went for the 0.9% @ 48 Mos through their College Grad Program
I put $5k down on mine though
I went for the 0.9% @ 48 Mos through their College Grad Programhttp://www.lexusfinancial.com/consum...radFinanceProg
