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I have comprehensive insurance if that is what you're asking.
Yes comprehensive, you have a deductible still but it may be lower than your collision deductible and since you were not driving it shouldn't go against your record to raise your rates.
Yup your going to need a new door skin! painter will most likely have to blend at the fender and the rear door. It's best to just take it to a reputable body shop or the dealer to have it fixed under insurance.
Yes comprehensive, you have a deductible still but it may be lower than your collision deductible and since you were not driving it shouldn't go against your record to raise your rates.
Well the things is just that I've heard of people's rates going up even for something like hail damage, which is obviously not really their fault.