IS - 3rd Gen (2014-present) Discussion about the 2014+ model IS models

What are you paying for insurance on your 2IS/3IS?

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Old 07-25-14 | 04:13 PM
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Angry What are you paying for insurance on your 2IS/3IS?

25 Year old Male | Single | Tampa Bay, FL.

No Claims, 1 Ticket 14 months ago (First Ticket Ever)



Really starting to wonder when this is going to get cheaper :/
Old 07-25-14 | 04:22 PM
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The property damage limit would concern me unless you have it covered some other way (umbrella policy etc). What if you were in a collision that totaled an $80k SUV and you were cited as at fault?
Old 07-25-14 | 04:44 PM
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Woah...when i turned 25..my insurance went down 40%.


Try Geico..i went from Esurance to Geico when I bought my IS350 FSport.
It really was about 15% cheaper.
Old 07-25-14 | 05:21 PM
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Originally Posted by dasbuch
The property damage limit would concern me unless you have it covered some other way (umbrella policy etc). What if you were in a collision that totaled an $80k SUV and you were cited as at fault?
Good question, i mean FL is a no fault state. I'm not sure how a situation like that would play out, I'm assuming they would just have to file a claim with their own insurance?
Old 07-25-14 | 05:40 PM
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Originally Posted by DizzyEdge
Woah...when i turned 25..my insurance went down 40%.


Try Geico..i went from Esurance to Geico when I bought my IS350 FSport.
It really was about 15% cheaper.
When I turned 25 it stayed the same, Lame. 0 tickets, 0 accidents.
Old 07-25-14 | 09:48 PM
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So I'm guessing from the responses so far that my 6 month premium isn't as outrageous as I think it is?
Old 07-25-14 | 10:42 PM
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mines like 750
Old 07-26-14 | 01:00 AM
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Originally Posted by sumohax0r
So I'm guessing from the responses so far that my 6 month premium isn't as outrageous as I think it is?
I pay that much for 2 cars for the whole year. I am 29 and live in southern california. I don't think i even paid that much when i was 17.
Old 07-26-14 | 01:56 PM
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Originally Posted by tea
I pay that much for 2 cars for the whole year. I am 29 and live in southern california. I don't think i even paid that much when i was 17.
Are you / how long have you been married? I'm not really sure what to do about this, I even had an agent lookup rates with like 12 companies and she couldn't do better then what I posted above.

Am I like red flagged for something and is there any way to find out what it is? :/
Old 07-26-14 | 02:39 PM
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Originally Posted by sumohax0r
Good question, i mean FL is a no fault state. I'm not sure how a situation like that would play out, I'm assuming they would just have to file a claim with their own insurance?
"No fault" only applies to bodily injury limits, doesn't cover vehicle damage. You'd still have to pay $30,000 out of pocket in that case. And imagine if there were a pileup of expensive vehicles!
Old 07-26-14 | 02:46 PM
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I pay $390.00 every six months for my leased 2IS, I am hoping that the rate drops some on the new 3IS given it will have more safety features. I am in my late 30's, married, own our home with no tickets or recent accidents. We use Allstate Fire & Casualty (there are two divisions of Allstate.)
Old 07-26-14 | 03:50 PM
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Is there rate difference between f-sport and non-f sport model?
Old 07-26-14 | 07:43 PM
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Originally Posted by sumohax0r
Are you / how long have you been married? I'm not really sure what to do about this, I even had an agent lookup rates with like 12 companies and she couldn't do better then what I posted above.

Am I like red flagged for something and is there any way to find out what it is? :/
i'm not married. location has a lot to do with insurance prices. the city you live in probably just has high insurance prices.
Old 07-26-14 | 10:19 PM
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I pay $1,114 every 6 months for a 06 Evo IX, 13 Nissan 370Z, and 14 IS250. This is through USAA.
Old 07-26-14 | 10:58 PM
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I paid $1,013 for my 14 IS350 Fsport via AllState insurance. Same age as OP. No claim, no accident before.



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