IS - 3rd Gen (2014-present) Discussion about the 2014+ model IS models

What insurance do you use?

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Old 08-01-21, 12:10 PM
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macmaster
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Default What insurance do you use?

I generated insurance quotes from AAA and Geico just to see what an IS 500 would run me and I'm very confused by the different answers I got.
With AAA I selected a 2022 IS 350 and was quoted $290/mo or nearly $3500/yr for both me and my wife.
With Geico, I selected a 2022 IS (it didn't give me a choice in engine) and was quoted $115/mo for similar coverage or $1380/yr.

What on earth? What are you guys using? Should I just go with Geico come the end of the year?
Old 08-01-21, 12:15 PM
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Jazzrock
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We have AAA. They always come through if there is an issue. Their towing service is invaluable. They will come to my house and replace auto batteries and jump your battery if needed. We have homeowners insurance with them too.
Old 08-01-21, 12:32 PM
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whoismiked
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I'm sure it depends on what area you live, age, record ect, rates will be different, but the last time I shopped around ( I called like 20 different ones and wrote all the quotes down) and for me, Allstate was the best price and coverage for me. Try a quote from them and see how it is for you

Also you mentioned that Geico didn't ask for the exact model, so they might go up on their price once you provide the vin # and they see it's a V8.
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Old 08-01-21, 10:57 PM
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sw2oboi
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Kinda difficult to get quotes since the car isn’t out yet, but for ****s and giggles, I’ll call wawanesa and see what they say. I actually have some is500 vins. I suggest you call them With a vin from a 2021 is350 and see what they say.

Old 08-02-21, 08:26 AM
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E46CT
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I have Mercury with 100/300/100, $250 limit, $85 a month or so.
Old 08-02-21, 08:50 AM
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JNP1227
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I have Commerce thru AAA. Its decent and I pay around $1100 a year with $1000 deductible for my 2015 3IS.
Old 08-02-21, 10:14 AM
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andy350
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I got geico
they are the best.
$1200/year
Old 08-02-21, 11:27 AM
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aemravan
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we're currently with Geico and the rates are pretty good considering its a full coverage 2019 is300 fsport.
Old 08-02-21, 02:22 PM
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macmaster
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Thanks all, so far. I'm getting the sense it should not cost $3000 like I was quoted from AAA, and that is somewhat comforting to know lol.
Old 08-02-21, 03:34 PM
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sw2oboi
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Tried to get numbers for the is500 with no luck. But it should be in line with my bmw m340. If not cheaper. Try shopping around for rates. No one has been able to beat wawanesa for 10 years. before then I had progressive.
Old 08-04-21, 10:06 AM
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E46CT
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Make sure you don't do minimum coverage to save a few bucks. go big or bigger.
Old 08-04-21, 10:35 AM
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ScytheDC
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Originally Posted by E46CT
Make sure you don't do minimum coverage to save a few bucks. go big or bigger.
Exactly. When people do this and they’re surprised they have to pay out of pocket for a broken windshield or hail damage, I just close my eyes and smh
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