so i was the first person to get the ISF in CA and maybe the whole US. I got it like two weeks before the official release because my dealership hooked me up. but anyways turns out since it was before the release my insurance had no idea what the hell ISF was, so they put my car down as an IS250. Long story short, due to an error on their part, ive been paying less insurance than my wife (is350).

schweeet!!!

 

The insurance on an IS-F appears not to be all that high anyway. When I traded my '06 GS-300 AWD for the F my insuance dropped considerably for whatever reason.

 

Just dont total the car, cause the insurance money then wouldnt be so sweet. Its better to be safe than sorry IMO

 

mine dropped too! i was paying more on my LS460L. nice that it dropped! im with ndk83 if you did total loss they would have issues with the payout.

 

I wonder if mine would be lower than what im paying for my 03 Cobra?

 

So what happens if you total the car? Seems like they would reimburse you for a 250, not an F. That doesn't sound sweet.

 

As long as ISF model appears on the Policy, FMV of an ISF will be assessed. Nevertheless, they will be sending out a notice once they updated the database. After all, ins. co. ain't in business of losing $.

 

Mine dropped from what I was paying for a '07 GT so you might be in luck.

 

My insurer classifies the IS F as a "specialty high performance vehicle"...having said that my rates are very reasonable (45 yrs old, no claims, no violations). They also told me that my credit score had as much to do with the rates as the driving record/claims history.

 

Not so sweet when you total the car. No way you would win that battle in court, especially since you just publicly acknowledged that you know you aren't paying the proper amount. Oh well, hopefully you won't wreck the car.

 

mine too is quite low.. and im 20... i'm paying about 850 every 6 months

 

i will get owned

ill go tell him about it, my insurance guy does happen to be a relative of mine.

 

Im driving an IS350 but I am looking for an ISF and I called the insurance company to get a quote and it is actually cheaper for the ISF by like $25/ month

 

Insurance coverage in Canada is different from the US. And because of the different insurance laws in each state here in the US, rates will vary for everyone since rates here in the US are based off of many variables like your age, driving record, county you live in and the type of vehicle you have. Here in the US, the IS F costs more to insure than a regular ISx50.

 

i'm in insurance myself too. your insurance company's underwriting dept may let your policy error slide by until it comes time to renew. keep an eye out! (btw, my rates have gone down on my is-f since last yr.. go figure.. it's a safe car!)