RCM83

iTrader: (1)

Just for the hell of it I was messing around with removing my F and adding similar MY vehicles...something I found

2009 GT-R - increase of $29

2008 M3 - decrease of $57

2008 Porsche 911 - decrease of $90 (dafuq?!)

2009 C63 - decrease of $93


Surely something is up with those numbers right ? Why does the F cost so much ?

This is all on a 6 month premium

SprtDesign

iTrader: (21)

Avalibility of parts/cost, avg. age/ gender of driver, location where auto would be insured, rate at which auto is wrecked, etc would all play into cost factor.

RCM83

iTrader: (1)

Well yes obviously all of those play a part but the only thing that should play a part in me getting a quote for changing a vehicle is the price/availability of parts which is what I don't get. I thought surely the cars I plugged in would high considerably higher part prices, yet all but the GTR are much cheaper to insure (and the GTR is only an extra $29 which blows my mind)

Sello

My isf is cheaper than my m3 and they were both 08's

Pessimist

Yep, and few people are aware of the issues surrounding rate at which auto is wrecked and related factors. I read an article on USA Today once going over how people with V-8 engines get into fewer accidents than people with 4cyl. cars. Sounds counterintuitive at first.

Even if it is more expensive to fix a 911 than a WRX STI for example, I wouldn't be surprised if the latter was more expensive to insure. Certain kinds of people gravitate towards certain cars, and usually it isn't some silly, unjustified stereotype.

daedalus

iTrader: (2)

My 996TT is 2x's cheaper than my ISF to insure.... explain that one to me.

chrisp1

When switching from my sti to the is-f my insurance went up about $20 a month. book value on the sti was around 20k, is-f around 50k

ISFPOWER

iTrader: (20)

my isf is 97 a month full coverage.

my ls400 is 70 dollars just for liability. something is wrong here lol.

kauaian

iTrader: (18)

Interesting... I know there are many factors but the prices are odd

CUTigers

Coming from 08 335 to 08 ISF, went from like 75/month super full coverage up to 90/month super full coverage.

SprtDesign

iTrader: (21)

Price from car to car will be determined on how many are wrecked, stolen, totaled, each year or how frequent the claims happen since the car came out.

Porsche and GTR are probably cheaper to insure because most aren't totaled, wrecked or stolen frequently. They are less likely to be daily driven as well. So the risk of claims being filed on them for damages to insurance are considerably less.

When I had a GTO (04 and 05) both were totaled, and not by me driving like a douche LOL. The insurance on the cars were about $130 a month. These cars were FREQUENTLY either stolen or totaled.

In my 04 someone backed into me in a parking lot and scraped the front headlight, fog light and dented the fender and bumper. The job ended up costing $3700 in damages. The GTO is costly to repair (most all the parts need to be sourced from Australia ) and from 04-06 only 40,000 of them made it to the U.S.

Really depends on the car. Some cars are just a nuance for ins. co's. So the owners are taxed more on their rates because of it.

CalitriSC

iTrader: (13)

You can't compare anyone's insurance price or quotes to anyone else's. There are way too many variables. My ISF insurance is cheaper than it was for my STi. It's not expensive at all.

J2K

My ISF costs more to insure than my 08 Cayman S or my 12 Cayenne S.

allst4risf

iTrader: (1)

they take an analytical approach. more pplz wrek their isf than their Porsche.

PrezJay

Mine was the opposite. I came from an 08 335 coupe to 11 ISF and my full coverage went from $1000 a year to $900 a year.