Please stop me before..
#76
Lexus Champion
Thread Starter
#77
#78
Lexus Champion
Thread Starter
Regardless they didn't just buy a car they took some money out for more important things like stuff for their new baby on the way, some money for a vacation etc.. What does it matter to you how he spends his money anyway?? Just because some one doesn't want to invest everything they earn on something that's an "appreciating" asset doesn't mean what they do is wrong. There is nothing wrong with having fun with your money. Obviously don't go broke buying pointless stupid things but come on now. You make it seem like it's the worst thing in the world that he did that.
How you ever refinanced? Where did your money go?? Because you sure sound like you got life figured out since you seem to be awfully critical about everyone's decision. And yeah if you can't tell, your post comes off as offensive to me. You make it seem like he's broke and stupid.
Last edited by Tro209; 09-02-16 at 10:29 AM.
#79
Lead Lap
iTrader: (4)
He's probably smart and refinanced for an all time low interest rate with no closing cost, thus reducing his monthly mortgage payment and saved tens of thousands in the long run. Maybe he felt like since he saved so much money he'll mess around by buying a cheap 3k LS beater...so who knows maybe u thought it was a bad idea but in reality it was good lol
#80
He's probably smart and refinanced for an all time low interest rate with no closing cost, thus reducing his monthly mortgage payment and saved tens of thousands in the long run. Maybe he felt like since he saved so much money he'll mess around by buying a cheap 3k LS beater...so who knows maybe u thought it was a bad idea but in reality it was good lol
(extreme) ex: $1K int on $3K borrowd (10%/72months) vs. $1500 int on $3K refinanced (3%360months)
#83
It wasn't a matter of not being able to afford a $3k car, just more of a hey look we have extra money to do whatever we want, I know! Let's buy a car!! Lol.
Regardless they didn't just buy a car they took some money out for more important things like stuff for their new baby on the way, some money for a vacation etc.. What does it matter to you how he spends his money anyway?? Just because some one doesn't want to invest everything they earn on something that's an "appreciating" asset doesn't mean what they do is wrong. There is nothing wrong with having fun with your money. Obviously don't go broke buying pointless stupid things but come on now. You make it seem like it's the worst thing in the world that he did that.
How you ever refinanced? Where did your money go?? Because you sure sound like you got life figured out since you seem to be awfully critical about everyone's decision. And yeah if you can't tell, your post comes off as offensive to me. You make it seem like he's broke and stupid.
Regardless they didn't just buy a car they took some money out for more important things like stuff for their new baby on the way, some money for a vacation etc.. What does it matter to you how he spends his money anyway?? Just because some one doesn't want to invest everything they earn on something that's an "appreciating" asset doesn't mean what they do is wrong. There is nothing wrong with having fun with your money. Obviously don't go broke buying pointless stupid things but come on now. You make it seem like it's the worst thing in the world that he did that.
How you ever refinanced? Where did your money go?? Because you sure sound like you got life figured out since you seem to be awfully critical about everyone's decision. And yeah if you can't tell, your post comes off as offensive to me. You make it seem like he's broke and stupid.
And yes, I have refinanced. Matter of fact, I just did it two months ago. I took advantage of the low interest rates and refinanced my house so that I could drop the term from a 30 year fixed to a 20 year fixed. And no, I didn't take money out on the equity.
Best of luck getting an ISF. I'm done.
#85
Lexus Champion
Thread Starter
You're 100% correct... it is his money and he should be able to do whatever he wants with it.
And yes, I have refinanced. Matter of fact, I just did it two months ago. I took advantage of the low interest rates and refinanced my house so that I could drop the term from a 30 year fixed to a 20 year fixed. And no, I didn't take money out on the equity.
Best of luck getting an ISF. I'm done.
And yes, I have refinanced. Matter of fact, I just did it two months ago. I took advantage of the low interest rates and refinanced my house so that I could drop the term from a 30 year fixed to a 20 year fixed. And no, I didn't take money out on the equity.
Best of luck getting an ISF. I'm done.
#86
Pole Position
Agreed this post has been beating a dead horse for a while OP I think you've made your mind up and there's probably not much else you can gain from this thread?
Mods please close
Mods please close
#87
Lexus Champion
Thread Starter
Mods please close this thread !!!!!
#88
Pole Position
Cool, let us know when you get your F!
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