Just wrecked
#1
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Join Date: Jul 2017
Location: Texas
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Just wrecked
Alright guys this is my first post and I am a long time lurker. I have a 2011 ISF with 120k miles. Long story short got hit the other day and insurance adjuster says 6700 to repair car. I may just upgrade to a newer ISF but what would be your recommendations about what to do with the current ISF? It still drives although on bumps the rear driverside tire rubs. Car still runs and drives great appears to be mostly cosmetic. I am in Texas just FYI if anyone wants to buy it .
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Belshe1993 (07-22-19)
#4
Didn’t say it was a total loss. The shop can force an estimate that will total the car but that’s besides the point I was making in my original post. I was merely stating that if this goes the total loss route, insurance won’t give him anywhere near what he can get private party for the car and he’ll have to invoke an appraisal clause on his policy. Ask me why I know this lmao.
#5
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iTrader: (3)
If it is a total loss your insurance is supposed to give you retail value not kelly blue book I’ve totaled mine before well my brother did lol they’ll give u a offer but u can always ask for more as long as there’s other isf around same mileage that’s for sale and you can show them how much it actually goes for remember retail not kelly blue book value
#6
If it is a total loss your insurance is supposed to give you retail value not kelly blue book I’ve totaled mine before well my brother did lol they’ll give u a offer but u can always ask for more as long as there’s other isf around same mileage that’s for sale and you can show them how much it actually goes for remember retail not kelly blue book value
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#8
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I can confirm they are supposed to give you replacement value, unless there is some garbage fine print in your policy. You also have to accept their offer. It’s gamesmanship every time with an insurance company. Their first offer is never their final offer.
i represented Insurance companies for years.
I hope you get your car fixed.
i represented Insurance companies for years.
I hope you get your car fixed.
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vertex16 (07-21-19)
#9
I can confirm they are supposed to give you replacement value, unless there is some garbage fine print in your policy. You also have to accept their offer. It’s gamesmanship every time with an insurance company. Their first offer is never their final offer.
i represented Insurance companies for years.
I hope you get your car fixed.
i represented Insurance companies for years.
I hope you get your car fixed.
#11
My rates never went up. Wreck wasn’t my fault. Interestingly enough, that was the second time that car got hit under the same policy. Neither was my fault. But I agree. Drop them of they hike up their rates.
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