They can’t take it away from you if you hold the title. You don’t “own” it until you do.

 

Dats only because short runway-ers ain't voting. Let's get forreal.

 

My LC was the only car that I didn't pay off in 12 months. Not because I couldn't. But rather because it was comfortable paying it out of the household budget.
In long run, it saved me money from not having to take it out of my personal account. I put down 60k and financed 50K @ 1k per month. TMI?

 

Are you trying to tell us that you were a ' B I G G G G - P L A Y A' !

 

Looks like 0% is now long gone, latest offer from Lexus via the new Golden Opp Sale...60 mos now 3.49%

 

I bought Dec 23, 2020.

 

Good timing.
I got my M850 on 12/26/2019 @ 20% off MSRP and with the buy-in money factor (and no trade) Those were the days...

 

I got $5k off MSRP with no dealer add-ons on my LC ‘vert WITH that 0% for 60mo.


I feel like I probably got the best deal on this forum. Haha.

 

Life is about timing. Both good and bad

 

I decided to buy my first house in 2019….built new….moved in Jan 2020….values in my neighborhood here in AZ up 70% since….

Great timing has been the theme of my life since Covid hit.

 

I made more money during Covid then any time in my life. Financially I was a big fan of Covid Other ways not so much AZ prices are coming down. I flip houses here and seeing it big time at the auctions.

 

Oh that's fine....my first house is my forever house. I overbuilt on purpose. and it will be paid off in less than 10 years.

 

My current base pay doubles compared with Jan of 2020. Our household annual incoming is well above 250k, might over 300k depends bonus. Well, at April of 2020, it was below 150k....

Also, refinanced our house (bought @2017) from 30 year to 15 year last year. Now, monthly mortgage plus escrow is less than my weekly pay after all tax deductions. Life has been suddenly so good.

Covid time has been a big boost for me. But I still want to be financially conservative, so I pick a Toyota.

but, those neighbors / colleagues who lost family/friends just hard to be forgotten

 

We moved here in early 2020 and bought a house up north by cave creek a couple months later. My house value (looking at comps and Zillow and what the bank said during my refi) is up $500,000. It’s insane. I know it won’t stay that way but it made my refi at a stoooopid low rate even sweeter. My dream house on a full acre costs about what rent was in our downtown apartments when we first got here.

 

Oh yes....I get it. My contract price was locked in at May 2019 rates.....closed Jan 2020....and the house is value is now about 75% since closing. I live (literally) right next door to Cave Creek.

I refinanced into a 20yr loan in Mar 2021 for 2.735%.....coupled with my 0% for 60 mos on my LC......life is pretty sweet for the foreseeable future!!!

Welcome to Arizona! I wish I would have moved here when I turned 18 as I have never been so happy waking up everyday in Paradise.