LC Model (2018-present)
View Poll Results: How old are you
20-30
9
10.59%
30-40
22
25.88%
40-50
14
16.47%
50-60
17
20.00%
60+
23
27.06%
Voters: 85. You may not vote on this poll

Average age demographic

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Old 07-07-22, 02:26 PM
  #31  
TripFarmer
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Originally Posted by NiceCars
It may not the wisest move considering the 0% offers, but some folks out there just do not like having debt/payments of any kind.

They can’t take it away from you if you hold the title. You don’t “own” it until you do.
Old 07-07-22, 05:47 PM
  #32  
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Originally Posted by Badhobz
Looking at the poll, im pleasantly surprised. Long runway-ers are catching up to you guys.
Dats only because short runway-ers ain't voting. Let's get forreal.
Old 07-07-22, 06:08 PM
  #33  
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Originally Posted by RysLC500
I would guess most vehicles over the price of 100k are owned by 50 plus people. Due to cost not the type/style of it. I know I couldn't have afforded one when I was 20-40 I got .9 interest rate so I didn't put down much money or use cash. I took the cash and used to flip houses. More than doubled my money in 8 months Only part that sucks is my LC payment is more than my house payment lol
My LC was the only car that I didn't pay off in 12 months. Not because I couldn't. But rather because it was comfortable paying it out of the household budget.
In long run, it saved me money from not having to take it out of my personal account. I put down 60k and financed 50K @ 1k per month. TMI?
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Old 07-07-22, 06:12 PM
  #34  
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Originally Posted by 355F1
I felt pretty kewwwwwwwl buying a Ferrari at 30yo.
Are you trying to tell us that you were a ' B I G G G G - P L A Y A' !
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Old 07-08-22, 03:28 PM
  #35  
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Originally Posted by 355F1
Why would I pay cash or even put $1 down when Lexus let me finance my LC for 0% for 60 months….???
Looks like 0% is now long gone, latest offer from Lexus via the new Golden Opp Sale...60 mos now 3.49%
Old 07-08-22, 04:20 PM
  #36  
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Originally Posted by NiceCars
Looks like 0% is now long gone, latest offer from Lexus via the new Golden Opp Sale...60 mos now 3.49%
I bought Dec 23, 2020.
Old 07-08-22, 04:31 PM
  #37  
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Originally Posted by 355F1
I bought Dec 23, 2020.
Good timing.
I got my M850 on 12/26/2019 @ 20% off MSRP and with the buy-in money factor (and no trade) Those were the days...
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Old 07-08-22, 04:34 PM
  #38  
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Originally Posted by NiceCars
Good timing.
I got my M850 on 12/26/2019 @ 20% off MSRP and with the buy-in money factor (and no trade) Those were the days...
I got $5k off MSRP with no dealer add-ons on my LC ‘vert WITH that 0% for 60mo.


I feel like I probably got the best deal on this forum. Haha.
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Old 07-08-22, 04:35 PM
  #39  
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Originally Posted by 355F1
I got $5k off MSRP with no dealer add-ons on my LC ‘vert WITH that 0% for 60mo.


I feel like I probably got the best deal on this forum. Haha.
Life is about timing. Both good and bad
Old 07-08-22, 04:36 PM
  #40  
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Originally Posted by RysLC500
Life is about timing. Both good and bad
I decided to buy my first house in 2019….built new….moved in Jan 2020….values in my neighborhood here in AZ up 70% since….

Great timing has been the theme of my life since Covid hit.
Old 07-08-22, 04:41 PM
  #41  
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Originally Posted by 355F1
I decided to buy my first house in 2019….built new….moved in Jan 2020….values in my neighborhood here in AZ up 70% since….

Great timing has been the theme of my life since Covid hit.
I made more money during Covid then any time in my life. Financially I was a big fan of Covid Other ways not so much AZ prices are coming down. I flip houses here and seeing it big time at the auctions.
Old 07-08-22, 06:03 PM
  #42  
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Originally Posted by RysLC500
I made more money during Covid then any time in my life. Financially I was a big fan of Covid Other ways not so much AZ prices are coming down. I flip houses here and seeing it big time at the auctions.
Oh that's fine....my first house is my forever house. I overbuilt on purpose. and it will be paid off in less than 10 years.
Old 07-08-22, 09:33 PM
  #43  
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My current base pay doubles compared with Jan of 2020. Our household annual incoming is well above 250k, might over 300k depends bonus. Well, at April of 2020, it was below 150k....

Also, refinanced our house (bought @2017) from 30 year to 15 year last year. Now, monthly mortgage plus escrow is less than my weekly pay after all tax deductions. Life has been suddenly so good.

Covid time has been a big boost for me. But I still want to be financially conservative, so I pick a Toyota.

but, those neighbors / colleagues who lost family/friends just hard to be forgotten

Last edited by danibear; 07-08-22 at 09:40 PM.
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Old 09-10-22, 08:53 PM
  #44  
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Originally Posted by 355F1
I decided to buy my first house in 2019….built new….moved in Jan 2020….values in my neighborhood here in AZ up 70% since….

Great timing has been the theme of my life since Covid hit.
We moved here in early 2020 and bought a house up north by cave creek a couple months later. My house value (looking at comps and Zillow and what the bank said during my refi) is up $500,000. It’s insane. I know it won’t stay that way but it made my refi at a stoooopid low rate even sweeter. My dream house on a full acre costs about what rent was in our downtown apartments when we first got here.
Old 09-11-22, 08:15 AM
  #45  
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Originally Posted by carcinoid
We moved here in early 2020 and bought a house up north by cave creek a couple months later. My house value (looking at comps and Zillow and what the bank said during my refi) is up $500,000. It’s insane. I know it won’t stay that way but it made my refi at a stoooopid low rate even sweeter. My dream house on a full acre costs about what rent was in our downtown apartments when we first got here.
Oh yes....I get it. My contract price was locked in at May 2019 rates.....closed Jan 2020....and the house is value is now about 75% since closing. I live (literally) right next door to Cave Creek.

I refinanced into a 20yr loan in Mar 2021 for 2.735%.....coupled with my 0% for 60 mos on my LC......life is pretty sweet for the foreseeable future!!!

Welcome to Arizona! I wish I would have moved here when I turned 18 as I have never been so happy waking up everyday in Paradise.

Last edited by 355F1; 09-11-22 at 09:01 AM.


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