Taking Over Payments on IS250 AWD
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Seeing if anyone is interested in taking over the payments on my 2006 Lexus IS250 AWD. It has about 37k miles on it, has the luxury package with illuminated scuff plaes...pretty much every option except the ML system, parking assist and the adaptive cruise control. The way it sits now the car is currently through my credit union, took out an 8 year loan at 7.5%, payment is $569/month, in august I will have owned the car for 2 full years, meaning there will be 6 years left on the note. I'm just sick of the payment...want something cheaper and better on gas. All inquireis appreciated, thanks.
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8 years at 569/mo....yikes! I took out a lengthy loan too, but only so I could have a very low minimum payment $250.00/mo just in case I have a bad month financially forcing me to only afford to pay the minimum. I try to more than double up on my car payment each month, so I can get my baby paid off ASAP....car payments for 8 years would drive me nuts!
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well we dont know the credit score or anything of this person. negative equity in the previous car...ect! unfortunate things happen to the best of us in life. Look at the banking mess that is going on now! you can say its "subprime" all day long but I know the reality of this industry and its everyone....people with 800+ ficos foreclosing on properties...Its only going to get worse!
anyway to the OP I would post over in the classified section. Someone needs a car and can afford it they will step up to the plate.
Lets all be nice and try to help them out
Mike
anyway to the OP I would post over in the classified section. Someone needs a car and can afford it they will step up to the plate.
Lets all be nice and try to help them out
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Mike
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OP> concensus here is that you're probably better off sticking w/ your is250 awd for financial reasons.
MLIAISON> the OP was asking if anyone was interested in taking over his payments, not your opinion of his financial-making decisions. don't be a thread troll; stick to the topic or get out of the thread.
MLIAISON> the OP was asking if anyone was interested in taking over his payments, not your opinion of his financial-making decisions. don't be a thread troll; stick to the topic or get out of the thread.
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OP> concensus here is that you're probably better off sticking w/ your is250 awd for financial reasons.
MLIAISON> the OP was asking if anyone was interested in taking over his payments, not your opinion of his financial-making decisions. don't be a thread troll; stick to the topic or get out of the thread.
MLIAISON> the OP was asking if anyone was interested in taking over his payments, not your opinion of his financial-making decisions. don't be a thread troll; stick to the topic or get out of the thread.
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Projectdna - The OP might not have asked for my opinion, but I didnt ask for yours either. I really dont know who you think you are....but you have absolutely no business telling me how to post on this forum. If you dont like reading my thoughts and opinions on an objective forum, then you should get out. Need I remind you that you are not a moderator?
Last edited by MLIAISON; 06-23-08 at 11:32 AM.
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Projectdna - The OP might not have asked for my opinion, but I didnt ask for yours either. I really dont know who you think you are....but you have absolutely no business telling me how to post on this forum. If you dont like reading my thoughts and opinions on an objective forum, then you should get out. Need I mind you that you are not a moderator?
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You guys are right, I did make a bad financial decision...not denying that whatsoever. passnu I appreciate your understanding.
I didn't start this thread to be reminded of what I already know...with all do respect. Just thought I would have a couple members help out a fellow member or at least point me in the rifght direction...if I have to bite the bullet and stick with the car then that's what I'll have to do, I know I made my bed on this one...I owe just over $34k on the car.
I didn't start this thread to be reminded of what I already know...with all do respect. Just thought I would have a couple members help out a fellow member or at least point me in the rifght direction...if I have to bite the bullet and stick with the car then that's what I'll have to do, I know I made my bed on this one...I owe just over $34k on the car.
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8 years at 569/mo....yikes! I took out a lengthy loan too, but only so I could have a very low minimum payment $250.00/mo just in case I have a bad month financially forcing me to only afford to pay the minimum. I try to more than double up on my car payment each month, so I can get my baby paid off ASAP....car payments for 8 years would drive me nuts!