Insurance Prices
#47
Lexus Fanatic
iTrader: (1)
I'm sure that is just for collision. Not comprehensive as well. Even on my 99 collision was as cheap as $38.00 a month. My wife worked in insurance with very large insurer before becoming a professor. The smartest people are insuring themselves and their assets, not so much the car. If you own a home just imagine what an at fault accident with a large judgment against you would mean... Or getting hit and injured by an uninsured motorist. Especially, when all you are talking is another $40.00 a month. Something to think about.
Last edited by Lavrishevo; 10-13-12 at 07:18 PM.
#48
Lexus Fanatic
iTrader: (1)
I went through a variety of insurance co's and was unhappy for a range of reasons. AAA So. Cal has been good these past 15-16 years. Had one incident where I had to go back-forth but the body shop took care of most of the interaction. They aren't the least $ among the carriers, their service and accessibility has been
#49
I am 26 with an 00 LS400 in the Chicago, IL area
State Farm with 500/500 comp/collision - I also have road hazard and rental coverage (basically everything)
$515 / 6mo
I have the following discounts on my plan:
$147 - accident free
$27 - multiple vehicles
$86 - multi line (home/car)
$18 - anti-theft/vehicle safety
State Farm has been good to me- my family has used them for a long time and I have never had any serious problems with their service. Usually just a quick phone call and they handle everything.
I finally used my road side service to tow my last vehicle (I come from an auto family who NEVER tows a car and insists on trying to fix it to get it home) and I have to say for the $5 it is definitely worth it. State Farm makes you save the receipt and reimburses you- this kind of sucks but its not a big deal, my coworker has Geico and they call/pay for the tow automatically for you.
I have been thinking of pricing out Geico or Progressive just to compare coverage costs but I have been too lazy- my only recommendation for others is to avoid Allstate.
State Farm with 500/500 comp/collision - I also have road hazard and rental coverage (basically everything)
$515 / 6mo
I have the following discounts on my plan:
$147 - accident free
$27 - multiple vehicles
$86 - multi line (home/car)
$18 - anti-theft/vehicle safety
State Farm has been good to me- my family has used them for a long time and I have never had any serious problems with their service. Usually just a quick phone call and they handle everything.
I finally used my road side service to tow my last vehicle (I come from an auto family who NEVER tows a car and insists on trying to fix it to get it home) and I have to say for the $5 it is definitely worth it. State Farm makes you save the receipt and reimburses you- this kind of sucks but its not a big deal, my coworker has Geico and they call/pay for the tow automatically for you.
I have been thinking of pricing out Geico or Progressive just to compare coverage costs but I have been too lazy- my only recommendation for others is to avoid Allstate.
#51
93 ls400...$42 a month, liability, 3 tickets, one speeding in school zone, one 93 in a 55, and racing on public roadways.
the later 2 i fought in court because theyre bull**** tickets. just wanna make it known im not that kinda irresponsible person.
the later 2 i fought in court because theyre bull**** tickets. just wanna make it known im not that kinda irresponsible person.
#54
Rookie
iTrader: (1)
How much do you pay to insure your LS?
Hey CL, Still sorta newb here but I wondering if i was overpaying for my insurance by.. well a lot.
I'm currently with P-ressive and as a 19 year old... my monthly premium is 300+ for full coverage.
anyone else here paying around this for their ls?
I love the LS but the high insurance + 300 miles to a tank (if i'm not city driving ha. ha. Miami. ha)
at 3.79 a gallon for a college kid is making me want to get a small civic, just to save some money but I love my ls.
any idea if this is just something i have to try and live with?
I'm currently with P-ressive and as a 19 year old... my monthly premium is 300+ for full coverage.
anyone else here paying around this for their ls?
I love the LS but the high insurance + 300 miles to a tank (if i'm not city driving ha. ha. Miami. ha)
at 3.79 a gallon for a college kid is making me want to get a small civic, just to save some money but I love my ls.
any idea if this is just something i have to try and live with?
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