NX - 2nd Gen (2022-current)

What APR are people getting?

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Old 04-25-22, 10:06 AM
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Dorsai
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Default What APR are people getting?

My NX350 is supposed to arrive sometime next month, so I am in the process of securing financing. For those of you who are purchasing (as opposed to leasing) your NX, what kind of loan rates are you getting? I know rates are on their way up, but I was just quoted 4.44% by my bank, which seems a little high. I don't expect to get one of those 1.9% deals we saw for so long, but something in the low threes would be nice. Just curious what everyone else is seeing out there.

Oh, and my credit is excellent.
Old 04-25-22, 12:33 PM
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iverr6
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I got a 2.29% for 72 months with my bank, I think Lexus is offering a 2.5%. But of course it depends on your credit score.
Old 04-25-22, 01:38 PM
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slowdonald
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Originally Posted by Dorsai
My NX350 is supposed to arrive sometime next month, so I am in the process of securing financing. For those of you who are purchasing (as opposed to leasing) your NX, what kind of loan rates are you getting? I know rates are on their way up, but I was just quoted 4.44% by my bank, which seems a little high. I don't expect to get one of those 1.9% deals we saw for so long, but something in the low threes would be nice. Just curious what everyone else is seeing out there.

Oh, and my credit is excellent.
Outstanding credit and 3.19 is the best we could do. I tried going through my credit union and it was the same. Lexus is excluding the NX from it's 2.49 percent deal.
Old 04-25-22, 01:52 PM
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450hinLA
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I had 1.99 last month, but my NX450h+ is still sitting at the port So now I'm at 3.09 with excellent credit. The Lexus offer was over 5%.
Old 04-25-22, 01:56 PM
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slowdonald
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Originally Posted by 450hinLA
I had 1.99 last month, but my NX450h+ is still sitting at the port So now I'm at 3.09 with excellent credit. The Lexus offer was over 5%.
UGH I'm so sorry. We were not happy, at first dealer finance said we would qualify for the 2.49, then they backtracked and said the NX wasn't part of it. It's frustrating, especially with this wait.
Old 04-25-22, 02:51 PM
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Randyp1234
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In central Illinois we locked in at 1.99% a few weeks ago. The back had actually upped their rates to 2 something but they hadn't changed their web site so they gave it to us at 1.99. We're hoping to take delivery of the car this week.
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Old 04-25-22, 03:29 PM
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ctripps2k
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Originally Posted by Randyp1234
In central Illinois we locked in at 1.99% a few weeks ago. The back had actually upped their rates to 2 something but they hadn't changed their web site so they gave it to us at 1.99. We're hoping to take delivery of the car this week.
I was not gonna finance anything and just buy mine out right but they would not give me the $1000 rebate without financing through Lexus financial. So I ended up doing a small amount for 36 months at 2.49%. Will most likely just pay it off in six months. A lot of wasted time and paperwork for the rebate. I wish they would just give it to you instead of making you jump through hoops.
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Old 04-27-22, 05:24 PM
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lexsc4
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Originally Posted by ctripps2k
I was not gonna finance anything and just buy mine out right but they would not give me the $1000 rebate without financing through Lexus financial. So I ended up doing a small amount for 36 months at 2.49%. Will most likely just pay it off in six months. A lot of wasted time and paperwork for the rebate. I wish they would just give it to you instead of making you jump through hoops.
I would've just pay it off when the 1st statement arrives. Don't want to give them any interest since most of the payment are interest heavy in the beginning.
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