RC F (2015-present) Discussion topics related to the RC F model

RC-F Insurance

Thread Tools
 
Search this Thread
 
Old 01-01-16 | 01:54 AM
  #46  
FleeingFox's Avatar
FleeingFox
Driver School Candidate
 
Joined: May 2015
Posts: 28
Likes: 0
From: California
Default

24 M.

$150 a month for my BMW. Part of our overall umbrella.

Some of you folks are scarily UNDERINSURED.

Working in Medicine, while studying law, can tell y'all $10,000 medical coverage is the ambulance ride + first night in the ER.

What is the saddest though, is while everyone might think they are superman and can drive so perfectly that they will never need their insurance - same folks are usually reporting the same $10,000 uninsured motorist coverage. Scary to see people put such little value on their lives.

A lot of you guys live in LA, which has the crown for most drivers w/ no insurance. .

Please don't drive a 70K car if you can't provide the same or more in insurance. Priorities n' all.
Old 01-01-16 | 06:34 AM
  #47  
tarponman's Avatar
tarponman
Driver
 
Joined: Feb 2009
Posts: 198
Likes: 3
From: FL
Default

I'm with progressive / maximum coverages in Miami Florida. I'm about $740 every 6 months with the RCF and an old 94 Chevy s10 beater I use to go fishing and haul my dog around. I pay it in full every 6 months so there is obviously a discount there. If anyone needs a quote from my guy pm me.
Old 01-02-16 | 07:42 AM
  #48  
SlayaP's Avatar
SlayaP
Driver School Candidate
 
Joined: Feb 2015
Posts: 45
Likes: 0
From: Florida
Default

My family and i have all of our cars together on one plan. a total of 4 cars with my IS-F and S2000. My insurance for my F is 175$ a month.
Old 02-20-16 | 12:27 PM
  #49  
6i9's Avatar
6i9
Driver
iTrader: (1)
 
Joined: Jan 2013
Posts: 128
Likes: 0
From: Los Angeles, CA
Default

Has anyone quoted an RCF coming from a 2011 or newer ISF? I came from a 2008 ISF and when i got the RCF my rates went up obviously.

But now Im getting rid of the RCF and got quoted for a 2011 ISF and the rate went up even more than my RCF! To make sure i wasnt crazy, i asked Geico to quote a 2008 ISF in replacing my RCF and it went back down to my rates before when i had an 08 ISF and i saw an overall decrease in my premium.

Geico tells me 2011 ISF are in different rate classes than 2008 ISF and different from 2015 RCF because they cost more to repair... Anyone buy that? How can a 2011 ISF be more to insure than a 2015 RCF which costs more?
Old 02-22-16 | 10:01 AM
  #50  
waxy's Avatar
waxy
Pole Position
 
Joined: Aug 2013
Posts: 214
Likes: 0
From: CA
Default

Originally Posted by 6i9
Has anyone quoted an RCF coming from a 2011 or newer ISF? I came from a 2008 ISF and when i got the RCF my rates went up obviously.

But now Im getting rid of the RCF and got quoted for a 2011 ISF and the rate went up even more than my RCF! To make sure i wasnt crazy, i asked Geico to quote a 2008 ISF in replacing my RCF and it went back down to my rates before when i had an 08 ISF and i saw an overall decrease in my premium.

Geico tells me 2011 ISF are in different rate classes than 2008 ISF and different from 2015 RCF because they cost more to repair... Anyone buy that? How can a 2011 ISF be more to insure than a 2015 RCF which costs more?
You may want to come in and sit down with them, so you can see what the details are listed on their system.

They should go over every bit of detail regarding your insurance policy, coverage, deductibles etc.

My guess would be, the vehicle is no longer in production and is considered legacy, those parts may prove to be very difficult to replace if restoration is required.
Old 02-22-16 | 11:03 AM
  #51  
cardoc1's Avatar
cardoc1
Driver
 
Joined: Oct 2014
Posts: 52
Likes: 1
From: ID
Default RE: RCF vs ISF Insurance

I have both a 08 ISF & an RCF - my monthly is close - RCF = $49.65 - ISF = $38.35 through State Farm drive safe & save program
Old 02-22-16 | 12:02 PM
  #52  
CoolCanuck's Avatar
CoolCanuck
Driver School Candidate
 
Joined: Jul 2012
Posts: 31
Likes: 0
From: Ontario
Default

Oddly enough, my rates going from a 2009 ISF to a 2015 RCF went down 3%.
Old 02-23-16 | 07:23 AM
  #53  
TruPlaya26's Avatar
TruPlaya26
Lexus Champion
CL Folding 10,000
iTrader: (4)
 
Joined: Jul 2006
Posts: 2,379
Likes: 4
From: Miami, FL
Default

I'm 27/M, and am paying $773 every 6 months with Geico. Which equates to about $128/month, and I live in Miami. Oddly enough, I was quoted a cheaper premium on my '15 RCF than on my '13 GS350 F-Sport which I found odd but definitely did not complain about! lol
Old 02-25-16 | 10:40 AM
  #54  
6i9's Avatar
6i9
Driver
iTrader: (1)
 
Joined: Jan 2013
Posts: 128
Likes: 0
From: Los Angeles, CA
Default

Originally Posted by CoolCanuck
Oddly enough, my rates going from a 2009 ISF to a 2015 RCF went down 3%.
This is what I mean. They said if I was originally driving a 2011 ISF and moved to a 2015 RCF, it would have went down a good bit (larger than 3% quoted for a 2009 in your case) But I'm doing the opposite, which drives my rates up??

Old 03-14-16 | 11:50 AM
  #55  
brandonrcf's Avatar
brandonrcf
Rookie
 
Joined: Mar 2016
Posts: 57
Likes: 0
From: VA
Default

To add the vehicle to the policy was an additional $125/m with $250 comprehensive/collision and max coverage. Liability coverage is $1,000,000. But, we now also have five vehicles on the policy and we have had the same insurance company for 30 years. No tickets or accidents.
Old 03-15-16 | 06:54 PM
  #56  
ssmoked's Avatar
ssmoked
Lexus Champion
 
Joined: Feb 2006
Posts: 2,170
Likes: 97
From: California
Default

Originally Posted by cardoc1
I have both a 08 ISF & an RCF - my monthly is close - RCF = $49.65 - ISF = $38.35 through State Farm drive safe & save program
It totally defeats the purpose to have high hp car with the drive safe plugin haha
Old 03-15-16 | 07:01 PM
  #57  
ba2sy's Avatar
ba2sy
Instructor
iTrader: (1)
 
Joined: Oct 2015
Posts: 811
Likes: 30
From: Arizona
Default

Originally Posted by ssmoked
It totally defeats the purpose to have high hp car with the drive safe plugin haha
Drive it like a Prius. Lol! But then again Prius drivers are crazy speeding with other cars thinking theyre saving gas. But it's mostly gas motor running at higher speeds.
Old 03-16-16 | 12:59 PM
  #58  
MGB1120's Avatar
MGB1120
Pole Position
 
Joined: Jun 2014
Posts: 261
Likes: 0
From: Ohio
Default

Originally Posted by TruPlaya26
I'm 27/M, and am paying $773 every 6 months with Geico. Which equates to about $128/month, and I live in Miami. Oddly enough, I was quoted a cheaper premium on my '15 RCF than on my '13 GS350 F-Sport which I found odd but definitely did not complain about! lol
Will be Paying $525 6 months full coverage State Farm 27 male, 2016, $1050 per year is that a good rate?
Old 03-16-16 | 01:07 PM
  #59  
waxy's Avatar
waxy
Pole Position
 
Joined: Aug 2013
Posts: 214
Likes: 0
From: CA
Default

Originally Posted by MGB1120
Will be Paying $525 6 months full coverage State Farm 27 male, 2016, $1050 per year is that a good rate?
That's a stellar deal to me, considering your age and the sports vehicle.
Old 03-16-16 | 01:14 PM
  #60  
MGB1120's Avatar
MGB1120
Pole Position
 
Joined: Jun 2014
Posts: 261
Likes: 0
From: Ohio
Default

Originally Posted by waxy
That's a stellar deal to me, considering your age and the sports vehicle.
$84 more 6 months from my IS350, $169 more per year!


Quick Reply: RC-F Insurance



All times are GMT -7. The time now is 09:44 AM.