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i was hit today. I know this isn’t auto body site, but curious is anyone can help and give me opinions on whether insurance will fix or total this car. It has bumper, trunk and rear right quarter panel damage. Any opinions appreciated
2009 Lexus RX go for about $8,000-12,000. Assuming no structural damage or damage to the suspension, I would guess that your insurance company will likely quote the cost of repair rather than declaring a total loss. A body shop will likely repair it for a few thousand plus the cost of parts.
It's cost to value ratio that insurance looks at. Cars were totaled for less damage than that. Of course, it's repairable. What will insurance decide - only insurance knows. If they total it, take money, keep car, find a decent repair shop and get it fixed. Drive till wheels fall off. Rear end damages are not as serious as front. Unless it's hybrid.
If possible, bring it to a Lexus dealer-owned body repair shop. I've heard that some (most?) insurance companies will total a vehicle if the frame is damaged.
It's cost to value ratio that insurance looks at. Cars were totaled for less damage than that. Of course, it's repairable. What will insurance decide - only insurance knows. If they total it, take money, keep car, find a decent repair shop and get it fixed. Drive till wheels fall off. Rear end damages are not as serious as front. Unless it's hybrid.
i agree! This car held up incredibly well considering I was at a stop and the guy plowed into the back. His Highlander had way more damage.
Thank you for your insight, Connrodd. Seems like a lot of repairs for a 2009 with 155,000 miles. Even at cheaper US prices, I’m thinking this will be extremely expensive to repair and possibly totaled? Getting estimates this week, I hope.
Please keep us updated, I just can't see it being totaled, especially since the vehicle looks to be (except for the recent damage) in really good shape.
Interestingly the adjuster from his company his estimating $4600 damage, barring any damage he can’t see. I find that really, really low. I’ll see what body shops say.
03-24-18, 06:10 PM
Rear damage
